Bruno A

Handling of cases escalated by first-line teams, within the FinCrime Investigations department: • Final decision-making on complex investigations escalated by first-level analysts: reconstructing fraud and money laundering schemes, assessing risk and determining the appropriate course of action, including the most restrictive measures. • Oversight of sanctions screening and politically exposed persons reviews; execution of asset freezes and account closures, and liaison with the relevant authorities. • Identification of emerging typologies from case work, recommendations for tuning detection rules, and upskilling of first-line teams.

Key responsibilities for N26 France (Analyst Level 3/3, supervising Analysts Level 1 & 2) : • Leading and supporting complex AFC investigations, including sanctions reviews, authority requests, and coordination with local operational functions. • Acting as Correspondent/Declarant TRACFIN, drafting, reviewing, and submitting high-quality Suspicious Activity Reports (SARs) in line with TRACFIN and ACPR expectations. • Developing and delivering AML guidance and training, while enhancing local procedures to align with regulatory requirements and group standards.

L’Oréal's Consumer Loop platform leverages artificial intelligence to analyze Ratings and Reviews data, providing valuable insights from e-commerce platforms across 9 countries : • Use of artificial intelligence via L'Oréal's Consumer Loop platform to analyze opinion and rating data on e-commerce platforms in our countries. • Collection and processing of user feedback on topics, categories and products, taking into account local cultural specificities to optimize information quality. • Checking and adjusting translations for AI, while ensuring the accuracy of product information (links, names, categories, images) and enhancing the user experience on the platform.

Build & Run role in a context of operational and regulatory urgency supervising the first line of defense (Transaction Monitoring & KYC teams) : • Design and implementation of new alert and scoring systems to detect fraud at all stages, covering the customers of Swan's partners. • Enforcement of all asset freezing obligations, suspension of fraudulent accounts and exchange of information with the relevant judicial and administrative authorities, resulting in the sequestration of over 3 million euros per quarter. • Ongoing training of transaction monitoring teams to improve fraud detection and risk anticipation, reinforcing the protection of financial operations.

Second line of defence for AML/CFT and international sanctions within the Paris branch, working in interface with the London hub's compliance function : • Real-time monitoring of financial flows to combat fraudulent schemes and money laundering. • Analysis and communication on international financial sanctions, training of teams on LCB-FT regulations. • Implementation of internal compliance systems and controls related to transactions (PEPs, embargoes, asset freezes).

First line of defense for transaction monitoring in the Banking Operations Department : • Investigation of suspicious transaction flows likely to indicate illegalities: misuse of corporate assets, terrorist financing, corruption, concealed work, various frauds (VAT carousel, phishing, etc.), money laundering, embezzlement and other non-financial schemes such as identity theft or blackmail. • Reporting to the relevant administrative, financial and judicial authorities of suspicious transactions involving targets who have been the subject of upstream investigations.

Verification of individual and corporate accounts within a fast-growing FinTech preparing for its French regulatory registration : • Conduct of onboarding due diligence (KYC/KYB): document verification, risk assessment, and enhanced due diligence on high-risk profiles including source of funds checks. • Screening against watchlists (PEPs, sanctions, adverse lists), verification of IP address consistency, detection of suspicious transactions and escalation of identified cases for review and action. • Periodic review of individual and corporate files to ensure completeness and correct application of procedures, in coordination with internal and external stakeholders.

Accenture has won the tender issued by Facebook to manage its platform's content moderation obligations for the entire French-speaking market (France, Switzerland, Belgium, Maghreb, Central Africa, West Africa): • In-depth investigations for Facebook into user profiles, videos, and textual content, particularly on channels such as the Dark Web, to identify and eliminate any problematic content. • Reporting of risks arising from investigations into sensitive subjects such as terrorism, pornography, prostitution, firearms, drug trafficking, sectarianism, as well as physical and moral violence.

Global vigilance - Compliance audit and anti-corruption certification - Internal compliance procedures- Reputation and honesty due diligence : • Digital investigation into the reliability of people and companies, by identifying information sources (legal, credit report, field) and extracting data (commercial documents, company statements, audited annual reports, media and academic/scientific documents). All using Open Source Intelligence techniques. • Preparation of reputational risk reports and graphs, with recommendations for external clients on complex strategic, financial, political, industrial and/or competitive issues.