Cédric HOZANNE

-Management of the product team of a new offer for marketplaces (payment, collection on behalf of third parties, accounting, financing, fraud mitigation...) -Product management of consumer Credit and By Now Pay Later

European Certification Body for Electronic Payment products. https://www.paycert.eu/en/who-we-are/ PayCert (based in Paris) provides card schemes and product manufacturers with technical certificates based on laboratory test reports against CB-EMV and SEPA specifications

The Natural Security Alliance manage, maintain and enhance the Natural Security strong authentication specifications, to meet business needs, certify devices and services, and educate the market. The Open Alliance has six main goals: Support, maintain and drive further development of the specifications, Develop testing and certification processes and tools, Establish an interoperability strategy, Create supporting material for distribution to Members as defined in the Alliance bylaws, Coordinate the promotion of the Alliance, Maintain relations with other organizations and industries to ensure coherence among Specifications and other solutions.

The Innovation Centre of Contactless Technologies (CITC EuraRFID) is a non-profit organization located in Lille (Northern France). The CITC-EuraRFID brings together the contactless technology skills and the existing experimentation platforms in the north of France and the Euro regions (Belgium, UK,Netherlands, Germany...) and is backed by over 250 members and partners.

Natural security has developed the user authentication of the future by combining a contactless personal device and biometrics, for in-person and online payment transactions and access to services. Natural security’s technology enables both payment and non-payment transactions to be reliably authenticated and controlled across many different environments including at home, at work, online or in-store. Natural security aspires to be synonymous with convenience, speed and security for service providers, banks and shops while at the same time guaranteeing both the protection and privacy of personal data for end users. Founded in 2008, natural security is headquartered in France and supplies key global sectors, including: payments, banking, services and retail. Natural security's stakeholders include banks (Oney/Banque Accord, BNP Paribas, Crédit Agricole, Crédit Mutuel Arkéa), retailers (Auchan, Leroy Merlin) and manufacturers (Ingenico).