
David Cliff
Senior Insurance Consultant | Life Insurance
Salary / Daily rate
Paris, France
Freelance, open to permanent contract
Skills
Languages
About me
Intro
Insurance consultant and project manager with 10+ years specializing in life insurance claims and underwriting. Led teams managing portfolios worth AUD $500M+, reduced claim duration by 33%, and achieved <1% regulatory breaches. Expert in risk assessment, data analysis, and process optimization to deliver exceptional client outcomes.
Work experience
Risk Associate
Evalesco Financial Services
Mar 2025 - Present
1 year 8 months
BT Financial Group, Inc
Apr 2020 - Oct 2023
3 years 7 months
Australia, Bolivia
Insurance Manager
Sep 2021 - Oct 2023
2 years 2 months
Australia, Bolivia
- Managing team of nine skilled claims professionals with portfolio value of AUD $500million. - Earning a Delegated Authority of AUD $1.25 million for business decisions. - Ensuring that claim assessments are fair, reasonable and within KPIs and regulations. - Reducing regulatory breaches to <1% within a period of 6 months. - Lead a project focused on process improvement and enhanced customer outcomes via the use of claim segmentation tools and data. This project resulted in a marked reduction in claim duration from 270 days to 180 days. - Gaining in-depth knowledge of programs including CLOAS, Fineos, and Composer and participating in testing projects related to the implementation of these programs. - Participating in User Acceptance Testing (UAT) workgroup of ten claims professionals to ensure the successful transition of data of over 3000 active Life Insurance claims. - Utilizing reporting tools, including Tableau, to undertake analysis of claims data and trends. - Expert analysis of data including claim incidence, demographics, duration and outcome as well as specific key indicators including claim cause and its relationship with claim duration. - Interrogating key indicators in order to generate business proposals for project funding and to restructure existing teams for added efficiency.
Senior Claims Consultant
Apr 2020 - Oct 2021
1 year 7 months
Australia, Bolivia
- Assessing a portfolio of 30-50 claims with value of approximately AUD $25 million under both Group and Retail frameworks. - Working as a Senior Assessor in a team of over ten Assessors. - Trusted with a Delegated Authority of AUD $800k for business decisions. - Organizing the workflow and day-to-day tasks for the Team. - Mentoring all team members with the view of improving the quality of work and assisting in the progression of their respective careers.
Senior Case Manager
TAL Australia
Sep 2018 - Jan 2020
1 year 5 months
Sydney NSW, Australia
- Controlling a portfolio of 60-90 claims within the IOOF Master Trust team with a value of approximately AUD $40 million. - Leading a team of eight Assessors as the sole Senior Assessor. - Reducing the Teams’ total risk by over AUD $100 million through the completion of targeted reviews and the profiling of all claims. - Assisting with issues of workload, time-management, quality of work, and interpersonal relationships within the team. - Attending meetings with internal and external stakeholders, including Clients, Trustees, Relationship Managers, Product Managers, Customer Advocates, Financial Advisors, and Solicitors. - Undertaking in the interview and induction process for new employees.
Case Manager - Group Claims
TAL Life
Jun 2016 - Oct 2018
2 years 5 months
Sydney NSW, Australia
Case Manager
IAG
Jun 2014 - Jul 2016
2 years 2 months
Sydney NSW, Australia
Managing a claims portfolio of corporate clients. Preparing for and delivering client presentations which include premium projection and claim strategy. Identifying innovative and cost effective strategies to obtain desired claim outcomes and drive positive results.
Employment Consultant
Advanced Personnel Management
Jan 2014 - Jul 2014
7 months
Sydney NSW, Australia
Maintaing stakeholder relationships. Managing a growing portfolio of unemployed adults and developing relationships with business professionals to seek sustainable employment.
Senior Distributor
Penny Miller
Jan 2013 - Dec 2013
1 year
Sydney NSW, Australia
Achieving and exceeding monthly sales targets. Developing sustainable relationships by offering excellent customer service.
Sub Editor
Roost Magazine
Dec 2012 - Dec 2013
1 year 1 month
Education
University of Sydney
Bachelor of Commerce (BCom)
2011 - 2013
3 years
University of Sydney
Bachelor's degree
2011 - 2013
3 years
University of Wollongong
Bachelor of Creative Arts
2007 - 2010
4 years