Dr Jason Carter

Provided fractional C-level advisory on M&A integration in financial services, aligning processes & systems with regulatory standards (ISO 20022, GDPR). Managed team restructuring and digital transformation, securing Cap Ex/Op Ex funding while maintaining BAU operations. Directed cross-functional teams in risk mitigation for fiduciary services and fund administration, achieving 100% policy compliance and 25% operational risk reduction through quick-win investigations and Beneficial Ownership adherence. Focused on Day 1 readiness for international operations including Beneficial Ownership Act adherence, reducing operational risks by 25%. emphasizing AI-driven efficiencies and blockchain integration for tokenized assets.

Established DPO role and led AML/CFT/KYC programs in a consulting capacity, implementing certifications (ISO 27001/27701/31000, SOX, PCI-DSS) for zero-trust architectures and AI-driven threat detection.and progressed forensic audits/investigations to safeguard intellectual/financial assets. Oversaw incident management and forensic audits in IT/Telco/Dev/IOT, enhancing privacy-by-design and security-by-default for cloud/AI/IoT integrations, resulting in zero major incidents and 30% efficiency gains. Advised on policy development for global risk mitigation, including GDPR and ISO standards for environmental/health/safety; integrated blockchain for smart contracts in supply chain and DeFi applications. Provided mentoring to startup teams on cybersecurity/transformation, with a focus on quick-win implementations for SMEs. Directed policy development for risk mitigation (foreign/domestic), ensuring alignment with local/national/international regs (e.g., GDPR, environmental/health/safety via ISO 14001/45001). Led BAU enforcement for cloud, AI, IoT integrations, including SDLC audits and Beneficial Ownership compliance, resulting in zero major incidents and 30% efficiency uplift.

Delivered 25+ consulting engagements as fractional CIO/CTO advisor in IT/Telco and financial sectors, specializing in regulatory enforcement, M&A integrations, and AML/CFT for €3B portfolios. Led digital transformation and team restructuring for capital markets/fund administration, implementing BPM/BPO with ISO 27017/20000-1; reduced risks in investments/pensions by 20%+ through AI/IoT and blockchain strategies (e.g., smart contracts for cross-border payments, tokenized assets). Directed global crisis recovery and vendor management in Energy/Utilities, focusing on cybersecurity for critical infrastructure, smart grids, and predictive maintenance via AI/IoT. Provided board-level advisory as non-executive director equivalent, mentoring cross-functional teams and guest lecturing on tech/finance topics; optimized processes for EBITDA uplift in fintech, healthcare (IoT devices, AI diagnostics, blockchain records), and government sectors. Managed P&L for transformation programs, emphasizing sustainable M&A in ESG/green tech and professional services with AI/automation; achieved high shareholder returns through strategic scale in private equity/venture capital deals. Specialized in Cybersecurity-as-a-Service, digital identity platforms, and DeFi innovations across real estate, insurance, and public sector for transparency and fraud prevention.