Elhadi Latelier

Pension Actuary | Actuarial Consulting

Salary / Daily rate

Brussels, Belgium

Mobility: Belgium

Freelance

Can come onsite

Skills

Risk ManagementFinancial AnalysisInterim ManagementFinanceLLMs / Large language modelsData AnalysisCROFP&ABudgetingForecastingFinancial ControlTreasuryFinancial PlanningManagement ConsultingCFO

Languages

French (Native)English (Fluent)DutchArabic

About me

Intro

Actuary specializing in pension schemes, long-term liabilities, and actuarial automation. My journey began in non-life insurance—from pricing models at the National Bank of Belgium to risk management at YUZZU (AXA Group), where I worked on Solvency II capital requirements, portfolio risk modeling and Operational Risk modeling. Today, I focus on pension consulting, helping institutional clients navigate complex retirement valuations (IFRS, IAS 19) through customized models and automation tools (Excel, VBA, R). What drives me: transforming actuarial complexity into actionable insights—whether through smarter calculations, cleaner code, or cross-functional collaboration. Based in Belgium (CET), I’m always open to connecting with fellow actuaries, sharing technical ideas, and exploring innovations in retirement analytics and financial reporting. Let’s connect.

Links

Work experience

Pension Actuary | Actuarial Consulting

Conac

Dec 2023 - Present

2 years 11 months

Brussels, Belgium

- Data cleaning and merging to maintain database integrity and consistency. - Performing calculations and reporting in compliance with IAS/FAS/FRS standards. - Demotion calculations and semi-annual reserves. - Monitoring and calculating reserves and contributions for Defined Contributions, Defined Benefits, and Cash Balance retirement plans. - Annual actuarial evaluations and drafting of actuarial reports. - Building actuarial opinions under supervision for clients. - building of capital and reserve projection tools. - client Meetings

Invited Lecturer

HELHa — Haute École Louvain en HainautFreelance

Sep 2024 - Jul 2026

1 year 11 months

Charleroi, Belgium

Course : Strategic Management

Non-Life Actuary | Risk Management

YUZZU – Membre du Groupe AXA.

Jul 2022 - Oct 2023

1 year 4 months

Brussels Region, Belgium

- Responsible in operational risk management, including risk assessment, quantification, and Key Risk Indicators (KRI). - Responsible in calculating Solvency Capital Requirement (SCR), Minimum Capital Requirement (MCR), and Eligible Own Funds (EOF) under Solvency II standard formula. - Contribution to annual portfolio risk modeling. - Assistance in the preparation of Solvency and Financial Condition Report (SFCR) and Regular Supervisory Report (RSR). - Participation in back testing to ensure accuracy and reliability of risk models. - Communicating results to relevant stakeholders.

Non-Life Actuary | Reserving & Reporting Departement

FEDERALE Assurance-Verzekering

Nov 2021 - Mar 2022

5 months

Brussels Region, Belgium

- Involvement in data management using SAS Enterprise Guide. - Assisting in cleaning and formatting claims data. - Participating in the automation of data management processes under SAS EG.

Actuarial Analyst

Banque Nationale de Belgique

Jul 2020 - Dec 2021

1 year 6 months

Brussels Region, Belgium

- Involvement in collecting data and determining relevant variables in worker compensation insurance. - Creation of GLM, GLMM, and Poisson log-normal frequency models. - Selecting the best model using criteria such as AIC and BIC. - Comparing and communicating results to relevant stakeholders.

Co-Organizer and Treasurer of TEDxCharleroi

TED ConferencesFreelance

Jan 2018 - Oct 2019

1 year 10 months

Charleroi Metropolitan Area

In the spirit of ideas worth spreading, TED has created a program called TEDx. TEDxCharleroi is a program of local, self-organized events that bring people together to share a TED-like experience. At our TEDxCharleroi event, TEDTalks video and live speakers will combine to spark deep discussion and connection in a small group. The TED Conference provides general guidance for the TEDx program, but individual TEDx events, including ours, are self-organized.

Private Tutor

IndépendantFreelance

May 2017 - Aug 2019

2 years 4 months

Mathematics has always been a challenge for me. I am personally convinced that a student who does not have a natural aptitude for mathematics can become much better with hard work than someone who does. Having personally experienced this situation and not having had any private tutors available at the time, I decided to make some of my time available to students with these difficulties. Being from an economics background, I offer several courses in mathematics (analysis and linear algebra) but also probability and statistics. In addition, I also offer more specific courses such as accounting, general economics, micro- and macro-economics and finally econometrics.

Student job in Horeca

Mise en Place

Apr 2014 - May 2017

3 years 2 months

Région Wallonne

Mise en Place is the international market leader in the recruitment and deployment of hospitality staff. Every day, the company ensures the perfect coordination between thousands of young people and numerous caterers, hotels, restaurants, football stadiums, congress centres and event organisers. For students, Mise en Place is the flexible student job, where the student decides where, when and with whom he or she wants to work. As MEP is the largest temporary employment agency specialising in jobs in the hospitality sector, a collaboration with Mise en Place is ideal for both employees and employers. In order to guarantee quality and expertise, Mise en Place has created the Mise en Place Academy so that employees are trained to become true hospitality professionals with the most service-oriented know-how possible.

Life Insurance Agent

ERGO INSURANCE (Belgium)Freelance

Sep 2014 - Jul 2015

11 months

Région Wallonne

ERGO is a brand of the Belgian insurer ERGO Insurance NV. ERGO Insurance NV is part of the ERGO Group, one of the leading players in the European insurance market. The ERGO Group in turn belongs to Munich Re, one of the world's largest reinsurers. In January 2011, the brand name was changed from Hamburg-Mannheimer to ERGO. Life insurance is the core business of ERGO Insurance AG. Thanks to high-quality products, private individuals and self-employed people have the opportunity to build up a good supplementary income during their career. ERGO Insurance AG wants to respond to the limitations and weaknesses of the statutory pension system. A customer-oriented and personal approach is essential in this context. The ERGO Group is one of the major players in the European insurance market. The Group is established in over 30 European and Asian countries. In Europe, it is one of the leading players in health and legal protection insurance. With a total premium income of € 17.9 billion in 2015, it is a strong and stable financial partner on which customers can rely. During one year, I acquired an official accreditation given by the FSMA certifying my knowledge of life insurance products. On the other hand, client prospecting was my mission. The objective was to develop the client portfolio of ERGO insurance SA on the Belgian market by offering pension savings solutions in branches 21 and 23 of life insurance, both for individuals and the self-employed. The main skills I acquired in this company are teamwork, the development of my communication skills and the development of managerial skills.

Operational Manager

Radiateur LatelierFreelance

Sep 2012 - Jul 2014

1 year 11 months

Charleroi Metropolitan Area

Radiateur Latelier was an SME specialising in the repair and sale of automotive cooling systems. Between 1954 and 2014, Fernand Latelier provided high quality services to its customers by offering durable solutions for several types of vehicles/engines: cars, motorbikes, tractors, trucks and finally industrial machines. During 2 years, I contributed to the development of the company. Through my involvement in different departments of the company, I had the opportunity to improve the accounting management of the company (improvement of the net working capital, reduction of seasonal costs, reduction of variable production costs,...), creation of a customer acquisition process (mainly personal prospecting), rationalisation of production operations (modification and centralisation of production and distribution methods)

Aide-comptable

Medadvice

Apr 2012 - May 2012

2 months

Braine-l'Alleud, Belgium

Medadvice is an accounting and tax firm approved by the I.P.C.F. (Professional Institute of Accountants and Tax specialists). They have been providing sound advice to companies for about thirty years. Several hundred companies have been created by Medadvice. In addition, the accounting of many small businesses is entrusted to them. A team of accountants, tax specialists and lawyers is at the disposal of the client to ensure a quality service. The team is directed by Philippe Cravate.


Education

Université catholique de Louvain

Master's degree, Actuarial Science

2019 - 2023

4 years 1 month

http://www.best-masters.com/ranking-master-insurance-risk-actuarial-sciences.html

KU Leuven

Inter-University Program , Actuarial and Financial Engineering

2022 - 2022

1 month

Activities and societies: Winner of the insurance business game 2022 conducted by QBE Reinsurance.

Université de Namur

Bachelor's degree, Economics and management

2014 - 2018

4 years 1 month

Activities and societies: Student delegate

Institut Technique de Namur - ITN

CESS, Accounting

2010 - 2012

2 years 1 month


Licenses & certifications

Actuary

Issued: Jul 2026

Certified by IABE - Institute of Actuaries in Belgium (IA|BE)

Belgian Pension Academy

Issued: Jul 2026

Certified by PensioPlus

The best place to find your next move

© 2026. All Rights Reserved.