
Elhadi Latelier
Pension Actuary | Actuarial Consulting
Salary / Daily rate
Brussels, Belgium
Mobility: Belgium
Freelance
Can come onsite
Skills
Languages
About me
Intro
Actuary specializing in pension schemes, long-term liabilities, and actuarial automation. My journey began in non-life insurance—from pricing models at the National Bank of Belgium to risk management at YUZZU (AXA Group), where I worked on Solvency II capital requirements, portfolio risk modeling and Operational Risk modeling. Today, I focus on pension consulting, helping institutional clients navigate complex retirement valuations (IFRS, IAS 19) through customized models and automation tools (Excel, VBA, R). What drives me: transforming actuarial complexity into actionable insights—whether through smarter calculations, cleaner code, or cross-functional collaboration. Based in Belgium (CET), I’m always open to connecting with fellow actuaries, sharing technical ideas, and exploring innovations in retirement analytics and financial reporting. Let’s connect.
Work experience
Pension Actuary | Actuarial Consulting
Conac
Dec 2023 - Present
2 years 11 months
Brussels, Belgium
- Data cleaning and merging to maintain database integrity and consistency. - Performing calculations and reporting in compliance with IAS/FAS/FRS standards. - Demotion calculations and semi-annual reserves. - Monitoring and calculating reserves and contributions for Defined Contributions, Defined Benefits, and Cash Balance retirement plans. - Annual actuarial evaluations and drafting of actuarial reports. - Building actuarial opinions under supervision for clients. - building of capital and reserve projection tools. - client Meetings
Invited Lecturer
HELHa — Haute École Louvain en HainautFreelance
Sep 2024 - Jul 2026
1 year 11 months
Charleroi, Belgium
Course : Strategic Management
Non-Life Actuary | Risk Management
YUZZU – Membre du Groupe AXA.
Jul 2022 - Oct 2023
1 year 4 months
Brussels Region, Belgium
- Responsible in operational risk management, including risk assessment, quantification, and Key Risk Indicators (KRI). - Responsible in calculating Solvency Capital Requirement (SCR), Minimum Capital Requirement (MCR), and Eligible Own Funds (EOF) under Solvency II standard formula. - Contribution to annual portfolio risk modeling. - Assistance in the preparation of Solvency and Financial Condition Report (SFCR) and Regular Supervisory Report (RSR). - Participation in back testing to ensure accuracy and reliability of risk models. - Communicating results to relevant stakeholders.
Non-Life Actuary | Reserving & Reporting Departement
FEDERALE Assurance-Verzekering
Nov 2021 - Mar 2022
5 months
Brussels Region, Belgium
- Involvement in data management using SAS Enterprise Guide. - Assisting in cleaning and formatting claims data. - Participating in the automation of data management processes under SAS EG.
Actuarial Analyst
Banque Nationale de Belgique
Jul 2020 - Dec 2021
1 year 6 months
Brussels Region, Belgium
- Involvement in collecting data and determining relevant variables in worker compensation insurance. - Creation of GLM, GLMM, and Poisson log-normal frequency models. - Selecting the best model using criteria such as AIC and BIC. - Comparing and communicating results to relevant stakeholders.
Co-Organizer and Treasurer of TEDxCharleroi
TED ConferencesFreelance
Jan 2018 - Oct 2019
1 year 10 months
Charleroi Metropolitan Area
In the spirit of ideas worth spreading, TED has created a program called TEDx. TEDxCharleroi is a program of local, self-organized events that bring people together to share a TED-like experience. At our TEDxCharleroi event, TEDTalks video and live speakers will combine to spark deep discussion and connection in a small group. The TED Conference provides general guidance for the TEDx program, but individual TEDx events, including ours, are self-organized.
Private Tutor
IndépendantFreelance
May 2017 - Aug 2019
2 years 4 months
Mathematics has always been a challenge for me. I am personally convinced that a student who does not have a natural aptitude for mathematics can become much better with hard work than someone who does. Having personally experienced this situation and not having had any private tutors available at the time, I decided to make some of my time available to students with these difficulties. Being from an economics background, I offer several courses in mathematics (analysis and linear algebra) but also probability and statistics. In addition, I also offer more specific courses such as accounting, general economics, micro- and macro-economics and finally econometrics.
Student job in Horeca
Mise en Place
Apr 2014 - May 2017
3 years 2 months
Région Wallonne
Mise en Place is the international market leader in the recruitment and deployment of hospitality staff. Every day, the company ensures the perfect coordination between thousands of young people and numerous caterers, hotels, restaurants, football stadiums, congress centres and event organisers. For students, Mise en Place is the flexible student job, where the student decides where, when and with whom he or she wants to work. As MEP is the largest temporary employment agency specialising in jobs in the hospitality sector, a collaboration with Mise en Place is ideal for both employees and employers. In order to guarantee quality and expertise, Mise en Place has created the Mise en Place Academy so that employees are trained to become true hospitality professionals with the most service-oriented know-how possible.
Life Insurance Agent
ERGO INSURANCE (Belgium)Freelance
Sep 2014 - Jul 2015
11 months
Région Wallonne
ERGO is a brand of the Belgian insurer ERGO Insurance NV. ERGO Insurance NV is part of the ERGO Group, one of the leading players in the European insurance market. The ERGO Group in turn belongs to Munich Re, one of the world's largest reinsurers. In January 2011, the brand name was changed from Hamburg-Mannheimer to ERGO. Life insurance is the core business of ERGO Insurance AG. Thanks to high-quality products, private individuals and self-employed people have the opportunity to build up a good supplementary income during their career. ERGO Insurance AG wants to respond to the limitations and weaknesses of the statutory pension system. A customer-oriented and personal approach is essential in this context. The ERGO Group is one of the major players in the European insurance market. The Group is established in over 30 European and Asian countries. In Europe, it is one of the leading players in health and legal protection insurance. With a total premium income of € 17.9 billion in 2015, it is a strong and stable financial partner on which customers can rely. During one year, I acquired an official accreditation given by the FSMA certifying my knowledge of life insurance products. On the other hand, client prospecting was my mission. The objective was to develop the client portfolio of ERGO insurance SA on the Belgian market by offering pension savings solutions in branches 21 and 23 of life insurance, both for individuals and the self-employed. The main skills I acquired in this company are teamwork, the development of my communication skills and the development of managerial skills.
Operational Manager
Radiateur LatelierFreelance
Sep 2012 - Jul 2014
1 year 11 months
Charleroi Metropolitan Area
Radiateur Latelier was an SME specialising in the repair and sale of automotive cooling systems. Between 1954 and 2014, Fernand Latelier provided high quality services to its customers by offering durable solutions for several types of vehicles/engines: cars, motorbikes, tractors, trucks and finally industrial machines. During 2 years, I contributed to the development of the company. Through my involvement in different departments of the company, I had the opportunity to improve the accounting management of the company (improvement of the net working capital, reduction of seasonal costs, reduction of variable production costs,...), creation of a customer acquisition process (mainly personal prospecting), rationalisation of production operations (modification and centralisation of production and distribution methods)
Aide-comptable
Medadvice
Apr 2012 - May 2012
2 months
Braine-l'Alleud, Belgium
Medadvice is an accounting and tax firm approved by the I.P.C.F. (Professional Institute of Accountants and Tax specialists). They have been providing sound advice to companies for about thirty years. Several hundred companies have been created by Medadvice. In addition, the accounting of many small businesses is entrusted to them. A team of accountants, tax specialists and lawyers is at the disposal of the client to ensure a quality service. The team is directed by Philippe Cravate.
Education
Université catholique de Louvain
Master's degree, Actuarial Science
2019 - 2023
4 years 1 month
http://www.best-masters.com/ranking-master-insurance-risk-actuarial-sciences.html
KU Leuven
Inter-University Program , Actuarial and Financial Engineering
2022 - 2022
1 month
Activities and societies: Winner of the insurance business game 2022 conducted by QBE Reinsurance.
Université de Namur
Bachelor's degree, Economics and management
2014 - 2018
4 years 1 month
Activities and societies: Student delegate
Institut Technique de Namur - ITN
CESS, Accounting
2010 - 2012
2 years 1 month
Licenses & certifications
Actuary
Issued: Jul 2026
Belgian Pension Academy
Issued: Jul 2026