
Emmanuelle Wisniewski
Director – Strategy & Transformation
Salaire / Taux journalier
Paris, France
Freelance, ouvert au CDI
Peut venir sur site
Expertises
Langues
À propos
Introduction
I work at the intersection of business strategy and transformation in Payments and Financial Services. I support executive teams in defining strategy and delivering transformation roadmaps when technology, regulation or market dynamics reshape competitive models. I bring a consulting discipline to deliver tangible results : translating market signals into strategic options and value propositions, structuring decision-making, aligning stakeholders, and mobilising cross-functional teams.
Expérience de travail
Director - Payments Consulting
ProjectiveGroup
mars 2023 - Présent
3 ans 8 mois
Paris, France
Leading the growth of the Payments Consulting Practice in France within Projective Group (1,200 consultants, €130M turnover) leveraging a network of 100+ Payments experts across Europe Clients : Tier 1 banks, Payment infrastructures & Schemes, Fintechs Board Member - Payments Practice Lead for France Mission : Drive business growth in a highly competitive market through client acquisition, strategic sourcing, and capability development. Oversee key engagements — from RFP responses and proposals to staffing and delivery — while mentoring consulting teams. Enhance visibility and thought leadership through active participation in industry events and moderation of high-profile industry panels
Product Lead - Card Processing JV Offering
BNP ParibasFreelance
sept. 2021 - oct. 2022
1 an 2 mois
Directed the design of the value proposition for a European Card Processor JV (BPCE–BNPP), aligning partner banks’ strategic objectives and shaping the long-term vision
Product lead - EPI / WERO
Crédit Agricole Payment ServicesFreelance
nov. 2020 - mars 2021
5 mois
Paris, France
Conducted the bank’s strategic response to EPI Product design consultation, translating complex strategic issues into actionable positions and ensuring expert alignment
Business Transformation Project Director – Omnichannel Retail Solutions
Natixis PaymentsFreelance
avr. 2018 - janv. 2020
1 an 10 mois
Led the delivery of an MVP for a differentiated Payment orchestration service in partnership with a Retail Tech, reflecting the Group’s renewed ambition in Merchant Services. Articulated a value proposition, oversaw strategic partnership and IP alignment, and delivered the MVP on an innovative technology stack
Business Transformation Program Manager - Digitalization BtoB Clients on-boarding
Groupe BPCEFreelance
janv. 2018 - mars 2018
3 mois
Shaped an MVP for Enterprise Clients digital onboarding leveraging new technologies. Designed new customer journey, identified technology partners and aligned senior stakeholders and secured Executive Committee approval for MVP implementation
Founder
Start-up - Digital Personal Shopping platform
mars 2016 - déc. 2017
1 an 10 mois
A unique experience to shop lifestyle and personal goods. A data-driven digital personal shopper platform available 24/7. Rich content and tools to inspire and simulate outfits. BtoC platform + Corporate BtoB sales.
Chief Product Officer - Services & Solutions
Ingenico Group
sept. 2013 - janv. 2016
2 ans 5 mois
Paris, France
Owned the global Terminal management Solutions (TMS) roadmap, a core enabler of terminal sales worldwide. Led strategic initiatives to shift the payment terminals business model from hardware to a service-driven offering and develop innovative solutions to support Point of sales digitalization Key achievements - Successfully aligned regions worldwide on strategic priorities, mediating complex trade-offs, designed innovative tablet-POS prototype Team of Senior Product managers.
Business strategy Consultant - Payments & Retail Banking
BNP Paribas
avr. 2009 - oct. 2013
4 ans 7 mois
Advised Executive teams in shaping Product strategy to support Roadmap decisions. Built convergence on Road Map and strategy across geographies and business lines. Focus on Retail Banking, Payments & Cash Management. Scope: Europe. Achievements: European Road Map on Prepaid services. Product strategy on Acquiring for European Retailers.
Business strategy Consultant - Cards and Cash Management
Natixis Paiements
oct. 2003 - janv. 2008
4 ans 4 mois
Design of innovative features on Banques Populaires Consumer Cards to reach new segments. Design of Proofs of Concepts (visual customization, Charity Card, Cash-back). Build solutions with R&D team and vendors to implement products with fast time-to-market. Within Cash Management & Operations: design of Internet portal for Banques Populaires and Caisse d’Epargne Corporate clients.
Global Relationship Manager Visa Banking Cards
Oberthur Card Systems
janv. 2000 - déc. 2003
4 ans
Led the global partnership with Visa during the EMV rollout, shaping joint business strategy and accelerating certification to reduce time-to-market
Formation
NEOMA Business School
Descaf, Marketing & Management
1986 - 1989
4 ans