Fanny Rubí Alvarez Maldonado

- Axée sur le développement de compétences en analyse de données avancée, économétrie, R, STATA et modélisation financière. - Participation à des événements, forums et congrès de macroéconomie à Paris. - En train de développer un réseau avec des institutions internationales et d’explorer des projets de conseil en freelance.

Contributed to research on inequalities, growth dynamics, and the differentiated effects of macroeconomic shocks on vulnerable groups, particularly in Latin American countries. Used international databases (World Bank, IMF, UNCTAD) and applied econometric techniques using R and Stata. Participated in comparative analyses of development policies.

Conduct in-depth and comprehensive analyses of economic performance, market dynamics, and emerging trends to identify key opportunities for sustainable growth, operational efficiency, and areas requiring strategic improvement. Utilize advanced data analytics, industry benchmarking, and economic forecasting to provide well-informed recommendations that drive long-term success. Develop, implement, and continuously refine targeted incentive measures designed to enhance productivity, optimize resource allocation, and foster higher levels of employee engagement. Tailor these strategies to align seamlessly with the organization’s overarching objectives, ensuring that incentive programs effectively support both short-term goals and long-term vision. Regularly monitor, evaluate, and assess team performance, individual skill levels, and competency gaps through structured performance reviews, data-driven assessments, and employee feedback mechanisms. Identify key training needs and provide tailored recommendations for professional development initiatives, mentorship programs, and skill-building workshops that contribute to a highly skilled, motivated, and future-ready workforce.

Conducted extensive and detailed project analyses across a diverse range of applications, evaluating key factors such as feasibility, financial impact, risk assessment, and overall alignment with both short-term objectives and long-term organizational goals. Utilized advanced analytical techniques, market research, and data-driven methodologies to assess potential outcomes and provide actionable recommendations that supported strategic decision-making. Worked in close collaboration with the finance team to develop precise and data-backed revenue forecasts, incorporating historical trends, market fluctuations, and economic indicators to enhance accuracy. Provided critical insights to guide cross-functional teams in shaping effective business strategies, optimizing budget allocation, and ensuring efficient resource management. Actively contributed to financial modeling, scenario analysis, and performance tracking, enabling the organization to proactively adapt to market conditions and maximize growth potential.

Conduct thorough and comprehensive financial analyses of loan portfolios, evaluating key metrics such as profitability, risk exposure, default rates, and overall growth potential. Utilize data-driven methodologies, industry benchmarks, and advanced financial modeling techniques to assess portfolio performance and identify opportunities for optimization. Generate in-depth reports and strategic recommendations that provide valuable insights to senior management, supporting well-informed decision-making and ensuring alignment with long-term business objectives. Prepare detailed proposals aimed at developing, supporting, and enhancing incentive programs designed to improve customer engagement, satisfaction, and long-term retention. Conduct rigorous evaluations of incentive structures, analyzing their financial impact and effectiveness in driving customer loyalty while ensuring alignment with the organization’s revenue and profitability targets. Collaborate closely with cross-functional teams, including marketing, sales, and finance, to tailor strategies that maximize program success. Oversee the calculation, analysis, and periodic adjustment of monthly interest rates for auto loan plans, ensuring competitive positioning within the market. Continuously monitor economic indicators, regulatory changes, and competitor offerings to make data-driven adjustments that balance customer appeal with financial sustainability. Work in coordination with risk management and compliance teams to uphold regulatory requirements while optimizing interest rate structures to enhance overall portfolio performance.

Provide comprehensive support in the commercial field by actively assisting in negotiations with suppliers, contributing to obtaining favorable conditions that align with budget constraints and strategic objectives. Assess product costs and profitability, identifying opportunities for savings or improvements in the supply chain. Work closely with purchasing and sales teams to monitor stock levels, forecast demand, and implement strategies.