Ghadi Hayek

- Actuarial reserving for all lines of business. - Building a pricing model for the motor and the medical business. - Research and new products development. - Produce the Company's Financial Condition Report and the Annual Valuation Report. - Prepare the Takaful Surplus Distribution. - Prepare Portfolio analysis and development (LR, ER, Volume Growth, BC…) - P&L analysis, business planning and sensitivity testing. - Test reserving methods & study Run Off movement. - Support on Saudi Arabian Monetary Agency (SAMA) Actuarial reports and studies.

- Worked for Insurance Regulatory Commissions of Jordan, Palestine and Lebanon: Prepared the financial condition reports and reserves calculation for Motor and Medical and P&C of the insurance companies located in these countries and controlled some of them. - Actuarial modeling, pricing, Reserving, stress testing, profit testing, feasibility study, sensitivity testing and roll forward analyze for life products for insurance companies in the Middle East and the Gulf region. - Research and product development in risk management. Focus on asset/liability management and new products development. - Scoring candidates resumes for opening positions in the Lebanese Parliament. - Worked for the Ministry Of Labour with the help of the International Labor Organization (ILO) and the World Bank: Performed a new model for the National Social Security Fund (NSSF) of Lebanon, to be used in the upcoming years. - Worked for the International Labour Organization (ILO) and the World Bank: Construct new products for the General Organization for Social Insurance (GOSI) for the Saudi Arabia. - Valuated private pensions for the Lebanese Syndicates of nurses and accountants. - Completed my Master’s Thesis “Construction of a Mortality Table and death risk analysis of an insured population”.

• Prepared invoices for further processing. • Mapped for the financial sheet for the bank expenses to minimize manual work. • Assisted in data collection to be used in sustainability and protecting the environment.