Hamza Dhhioui

•Client Onboarding KYC is responsible for client account opening and account lifecycle management, enabling compliance and availability of information for the bank. •Applying a continual focus on improving productivity and efficiency, while seeking new and innovative way to support client’s changing needs. •Managing Clients Onboarding KYC for Global Market, Global Structure Finance and Investment banking operations Units. •Provide Onboarding KYC expertise during the course of a new/continuing relationship. •Perform deep due diligence based investigations on a varying third parties types located in multiple international jurisdictions (Corporates, Financial Institutions and all type of clients segments) •To comply with the requirements of relevant legislation (AML/CFT) and regulatory context ( FATCA, CRS, 871m, MIFID II, EMIR, FBL)

•Remediation and compliance plan for Asset manager, management companies, banks and institutions (6,000 third parties). •Make the customer database more reliable as well as its rationalization in internal systems, whether for AML / CFT, FATCA, MIFID policies, etc. •Support of Relationship managers on all matters relating to regulation. Update and improvement of the KYC processes in place. •Communication with CACEIS clients in support of RM regarding all KYC issues. •Due Diligence on different types of third parties and level of risk. •Consistency check and verification of customer data for implementation in internal tools. •Participation in the deployment and improvement of a new KYC tool (KYC tool developed internally at CACEIS) for all of Europe (Test, presentation to the client ...).

• Financial Institutions Coverage (FIC) - KYC Associate Point of Contact for Europe • Solely handled daily risk and compliance requests to FIC Senior Bankers and prepared documents for Client Acceptance Committees (CAC) and KYC reviews on their behalf with other Business Associates. • Participated in client meetings and CAC representing FIC, as well as Country Coverage Support Committees with international BNP Paribas teams. • Worked on transversal strategic topics such as: contribution to working groups on defining a dedicated Compliance methodology; contribution to business responses to draft compliance and KYC policies; coordination and implementation of FIC participation in online KYC registry platforms.

• Analysing various complex Financial Institutions and Corporate clients files’ on a risk- based approach in accordance with AML/CFT regulations. • Point of contact for M&A and Corporate Finance Project. Expert on Funds and Asset Managers, conducting all training (UK-Lisbon) and 4 eyes checks on these clients. • Assessing each client according to the risk level based on qualification, categorization, and establishment of the client risk profile. • Monitoring of Client Acceptance Committees between Business officers and Compliance officers as part of sensitive KYC files which require Enhanced Due Diligence. • Supporting the Business teams for various topics and questions in terms of KYC principles, regulatory requirements, process matters, internal procedures and policies. • Testing, implementing and improving the groups various KYC programs. • Apply a detailed knowledge of regulatory requirements such as MIFID II, FATCA and AEOI. • Train new colleagues on the entire Onboarding process.