Jad Razouki

● Streamlined daily fund reporting processes and automated data uploads to SQL databases, enhancing data integrity and accessibility. ● Prepared monthly reports detailing performance and risk metrics, providing in-depth risk analyses for the Risk Committee and asset managers. ● Responded to ad hoc requests from sales and asset management teams, delivering tailored risk and performance analyses for client presentations. ● Monitored and maintained databases of fixed income and equity instruments, derivatives, and ESG ratings, while calculating key metrics. ● Maintained and helped to improve existing VBA macros for reporting, while automating other processes using VBA and Python to improve data flows and organization within SQL databases, in collaboration with IT and data governance teams. ● Supported the compliance team by providing key ratios and identifying breaches of institutional constraints.

-Assisted in drafting periodic reports for investment teams in both English and French, focusing on the performance of bond portfolios and the movement of spreads. -Assisted in managing the company’s investment portfolio in compliance with insurance industry regulations while maximizing performance, utilizing VBA macros to streamline portfolio analysis and reporting. -Conducted research on implementing IFRS 17 ("Insurance Contracts") alongside IFRS 9 ("Financial Instruments") and assessed their impact on financial statements.

Monitored decisions of the ECB, FED and BAM (Moroccan central bank) and analyzed their impact on the bond markets and the national reserve. Conducted empirical research analyzing the interaction between monetary and fiscal policy in Morocco, applying linear regression techniques to evaluate their impact on macroeconomic stability and growth.

● Conducted financial diagnostics for client companies, analyzing financial statements to assess their financial health and identify areas for improvement. ● Ensured compliance of clients' financial and legal statements with regulatory standards, providing recommendations for necessary adjustments. ● Collaborated with pension and insurance agencies on behalf of clients to streamline compliance processes and maintain accurate records.

Drafting reports on the FX markets and particularly on the movement of EUR and USD and its impact on the local currency (MAD) Prepared and managed comprehensive export and import transaction files, ensuring accuracy and completeness for regulatory and internal compliance. Reconciled discrepancies between invoices, bank statements, and foreign exchange (FX) conversions, maintaining accurate financial records and ensuring smooth transaction processes.