Jamal El Habri

Senior consultant and strategic advisor partnering with financial institutions, payment organizations, and tech platforms across Europe. I align C-suite strategy with complex IT execution to deliver measurable impact in digital transformation, payments modernization, regulatory compliance, infrastructure migrations, and AI/ML optimization. Key missions delivered (selection with minimum duration of 12 months): — Worldline Group: EU payments & cards transformation; CI/CD modernization; vendor/security governance; Ingenico acquiring integration; improved platform reliability. — Confidential Client (MENA): Regional expansion strategy; executive governance; partner ecosystem; market-entry playbooks. — EquensWorldline: Astra Issuing & HPNS migrations; hybrid Agile/PRINCE2 delivery; strengthened compliance and cross-country coordination. — RBC Dexia / IS Bank: Global deployments (OMS, SAP HANA) across Luxembourg–London–Toronto; cross-site Agile sprints; risk and supplier management. — Euroclear: CSDR, DTCC/T2S and post-trade transformation; streamlined corporate actions; improved reconciliation & reporting accuracy. — BNP Paribas Fortis: SEPA governance & SLA frameworks; incident management uplift; regulatory alignment across payment operations. — Outlier AI: AI/ML optimization & dataset engineering; improved predictive performance on large-volume pipelines. Expertise: Digital Transformation • Payments & Cards • Program & Portfolio Management • AI/ML Optimization • Regulatory (SEPA, MiFID, Basel, CSDR, KYC/AML) • Infrastructure Migration • C-Level Stakeholder Alignment • Agile & DevOps • Risk & Governance