Jean-Aymeric Fourage

• Delivered Independent Business Reviews assessing financial performance, liquidity, and business plan robustness • Built integrated financial models (P&L, cash flow, balance sheet) supporting planning and turnaround scenarios • Led cash flow forecasting improving short-term cash visibility • Implemented management reporting (KPIs, variance analysis), enhancing decision-making • Acted as Finance Business Partner on budgeting, forecasting, and performance monitoring • Drove working capital optimization, improving cash across receivables, payables, and inventory • Supported performance improvement / turnaround initiatives, translating operational drivers into financial impact • Partnered with CFOs and finance teams to improve financial visibility and support key strategic decisions

• Supported debt advisory and restructuring mandates, analyzing capital structures and liquidity positions • Assisted in the refinancing process with banks and debt funds • Supported the development of financial models to assess debt capacity and restructuring scenarios • Prepared materials for stakeholders (creditors, investors) to support decision-making processes • Contributed to financial analysis of business performance and cash generation

• Analyzed financial performance, leverage, and cash generation to support financing decisions • Built and maintained financial models to assess debt capacity and stress scenarios • Supported execution of acquisition financing and refinancing transactions • Assessed capital structures and credit risk in leveraged environments • Contributed to analysis of the impact of credit rating changes on capital structure and cost of debt • Prepared materials for internal committees and contributed to decision-making processes

• Supported business development across France, Belgium, and Luxembourg in a fast-growing fintech environment • Managed and expanded key partnerships (banks, mobility platforms, payment ecosystem players) • Contributed to commercial strategy and revenue growth initiatives • Achieved a key commercial win by renegotiating a national contract with Metro Group, expanding product distribution