Jean-Christophe Perrin

Optimizing training via concentrated sessions for those who need it most and have the least time to update their knowledge, mainly C-suite and directors. Main training topics: Bank Regulatory reporting; Global Risk and Capital Mgt CRR-CRD; Credit Risk; AMLCFT; ALM for Banks, Insurance and Pension Funds; Cyber resilience; Responsible Use of AI; Governance in Financial Institutions

* Develop, maintain an informal though effective network of seasoned independent experts with complementary skills + use AI tools leverage + Analyze and advise on appropriate FinTechs & RegTech vendors to solve your use cases * Build effective Client-Consultant-vendor partnerships with 2 leading values: professionalism and ethics Strong focus on delivering future-proof and compliant services and solutions

Consulting firm active in Europe, UK and Asia : Head of Risk & Finance practice, banking and financial sector. 5 consultants. Team leadership, business development, recruitment, communication. Main action fields: * Regulatory reporting advisory - ECB and local * Risk management with prudential focus: CRR/CRD, liquidity/ALM, ESG risks * Financial security - fraud, regulatory reporting framework, KYC/AMLCFT, sanctions * Training and regulatory/tech intelligence

Risk management and compliance advisory Capital Adequacy: CRR-CRD, credit risk Financial Security: KYC, AML-CFT New Tech in Finance: AI, e-banking, blockchain Mission focus - samples: Strategies, policies and procedures Licensing for brokerage, investment, payments firms - support in supervisory relations Audit, delegated 3rd line of defense Training: Performed training for C-suite, board members and senior executives on all topics in compliance, risk mgt, solvency, financial markets, ESG Client profiles: banks, insurance companies, brokerage houses, asset managers, payments services providers, digital services providers, Multilateral Trading Facilities. Took part in business development, partnerships, training, regulatory intelligence and, of course, audit & consulting missions. Main expertise: strategic bank consulting, with deep knowledge in capital requirements (CRR-CRD), credit risk, prudential regulatory reporting (COREP, FINREP, ANACREDIT), relations with local and EU supervisors. Extensive experience in project management, especially international and complex environments. Mission topics: CRR3 / ALM & treasury / commodities derivatives development / Regulatory licensing support with local supervisor ACPR.

Regulatory intelligence, training & webinars for finance professionals worldwide in French and English support for SMEs in their relations with banks & funds providers in Covid-crisis context

Central Risk Management, Paris: Steered the implementation of the Forbearance process groupwide (leader); Completed & implemented a Watchlist software for the international subsidiaries network (leader); Participated in post-AQR Assets Quality process improvement project; Participated in improving risk management efficiency, enhancing reporting tools and process; Took part in IFRS9 governance implementation. Created databases monitoring the reliability of the Goup's risk reporting tools and corporate data repository, setting the first formal data quality governance. SG Private Banking, Paris Offices: Improved the credit risk reporting process, industrializing IFRS7 and Basel II reporting. Addressed reliability problems of IT systems; Defined a tool to manage the default cycle with contagion between indivduals and corporates in compliance with the Basel II; Societe Generale Bank & Trust – SGBT, Luxembourg subsidiary: Took part in industrializing risk management, reporting and Basel II process; Implemented consistency controls between SGBT and the parent company on Risk data.

Risk Data reliability project for BNPP global customers repository: Managed reliability projects, animating a global Dataquality correspondents network; Cooperated with head office database managers for update, following BCBS239 requirements.

Director of a hedge fund management company, managing Nerval Fund, a multi-manager, market neutral fund. In charge of proposing investments and redemptions for the fund. Compliance Manager for the company.

With the Central Credit risk management team: Took part in improving system's compliance with Basel II regulatory requirements. Improved the datafeed process: solved reliability and data comprehensiveness issues. Optimized risk capital by trimming RWAs on client portfolios. Created an alternative reporting process for Asia-Pacific branches, enabling them to report eligible risk-mitigant data. 2 billion euros RWA have been saved in the process.

Various asset management missions: - Creation of Eurotitres, securities custody subsidiary of the French Caisse des Dépôts - Reorganization of the private banking branch of a major French bank - Revamping of the IT tools used by asset management teams - Developed an investment management model tailor-made for the French pension institutions using ALM models and based on their financial regulations - Created the French version of a US developed portfolio management tool - Researched performance assessment and compensation policies for financial analysts and fun managers - Researched fund distribution and subcontracting practices and profit-sharing systems - Preliminary researches for the Luxembourg Stock Exchange in developing new services, that led to the development of Exchange-traded funds - Carried out business continuation tests for a major asset manager

* Steered the implementation of a new ALM tool (Fermat ALM) for their retail banking business, repacing existing ones. * Bank expert in a joint cooperative project with MAIF and MACIF insurance mutuals: attempted creation of a whole new e-bank. In charge of business plan scenarios, agreement process with French supervisor and definition of all major functions & bank management principles.

Deputy head of the Risk team in a large project, replacing a French bank's IT systems by those developed by HSBC Group in Hong Kong after the takeover (HUB project). Coordinated with development teams in Hong Kong, Vancouver and Paris. Business analysis was done following the SDLC methodology. Coordination with other teams : cash management, accounting, litigation, regulatory reporting, legal, etc. Created new credit monitoring reports for branch managers and headquarters

Similar missions in both banks: Replaced a team of departed controllers. In charge of control, risk management and participated in their IT system overhaul with team management and surveillance of the Accounting Department. Participated in talks with Banque de France and BIS for the implementation of Basel II, as spokesman for the Credit Mutuel Group. Achievement: exclusion of ALM from Pillar1.

Carried out researches for banks and stock market authorities in Paris, Luxembourg and Geneva. Organized investor conferences in Paris under the aegis of Paribas Capital Markets with various European stock markets. Bank management modernisation, implementation of business tools, training and coaching for bank executives in Moscow, Kiev, Lomé (Togo), Tunis, Banja Luka (Republika Srpska). Trainer in financial analysis, network management and private banking, partner with French and German bank training institutions.

For the Cergy-Pontoise City Planning Authority: Created and manned the Management Control function Steered an accounting reform - responsible for project management. Took part in training the new CEO in business management and financial planning

Numerous strategy and reorganization missions for banks and asset management companies: business process assessment, market opportunities identifications, product and business development. Benchmarking: studying best practices and competition, management recommendations, in various asset management and banking. Topics : analysts and fund managers performance assessment and compensation policy, capital performance and allocation tools, ALM practices, etc. Definition of products and services for the fund/asset management industry, UCITS pricing Creation of innovative business management models. Pioneers in risk-weighted profitability measurement, capital allocation and Asset-Liabilities Management (ALM).

In charge of selling French stocks to international institutional investors.