Karina A

- Oversee Exinity's licenses in Africa- Mauritius(FSC), Kenya (CMA), South Africa (FSCA); - Implement compliance programs to ensure adherence to applicable laws and regulations, as well as internal policies and procedures.Develop and enforce compliance policies and procedures to ensure regulatory compliance and mitigate risks; -Conduct regular internal reviews to assess the effectiveness of the compliance programs and identify areas for improvement; -Monitor and evaluate compliance activities, identify deficiencies, and recommend corrective actions; -Provide guidance and training to employees on compliance‐related matters, including ethics, code of conduct, and regulatory requirements; -Collaborate with cross‐functional teams, such as legal, finance, and operations, to ensure a comprehensive and integrated approach to compliance.

-Application to the Lithuanian regulator (Bank of Lithuania) for an authorisation as an EMI's agent; -Application for a VASP licence with the assistance of a French legal counsel and presentation of this project to the French regulator, AMF; -Designed a compliance structure and ensured its adequacy with regulatory requirements; ‑Payment Institution application and EMI's agent authorisation to ACPR, IOBSP authorisation to ORIAS; ‑Design a resilient compliance framework for the permanent control with an automated onboarding process; ‑Report to regulated crypto exchange on SYLQ's crypto activities. ‑Pre‑litigation negotiation and litigation cases under English and French laws; ‑Legal advice for companies structuration and drafting of inter‑entity agreements; -Drafted, proofread and negotiated contracts; -Prepared and handled litigation and contentious cases; ‑Review, negotiate, draft and proofread service contracts and legal documents.

- Oversaw the financial crime risks of Fast Invest Ltd P2P Investment platform; - Ensured that business decisions are in line with existing and new regulations; - Drafted and implemented internal KYC, AML policies and procedures to ensure compliance in the daily operations; - Advised on P2P market penetrations in jurisdictions targeted by the Company; - Reviewed internal agreements and policies related to the conduct of Fast Invest business activities; - Proposed the implementation of a robust compliance culture and risk management process based on the information provided by Fast Invest Ltd; - Conducted research on the licensing and authorisation process of incorporating a loan refinancing company in Spain.

- Advised multinationals in the implementation and management of different types of employee share plans; - Analysed tax, securities law and exchange control regulations of different jurisdictions to ensure clients' compliance; - Worked in close collaboration with financial regulators such as CMVN (Portugal), CMA (Saudi Arabia), AMF (France) for share plans issues in jurisdictions worldwide; - Trained lawyers on tax and regulatory aspects of employee share plans; - Conducted online webinars on employee share plans for lawyers from French speaking countries; - Published monthly newsletter for tax and regulatory updates; - Monitored changes in European laws such as GDPR, European Union Prospectus Regulation among others.

- Conducted research on Politically Exposed Persons (PEPs) and State Executives in Sub-Saharan African countries. - Created and maintained records for the Dow Jones Watch list. - Researched governmental structures, political landscape, and AML regulations.

- Drafted “requêtes en référé” in the context of the insolvency of French multinationals; - Drafted, proofread and translated commercial contracts in English and French; - Carried out detailed research on the French Company Law and Insolvency Law.