Luc JADOT

Visit us on http://loan-e-m.com/ Contacted by my professional network in the need for reasonably priced structured credits management application, I tested the market to see if this need is shared with other lender actors. • Project viability confirmation: → Reckoning market: identifying and contacting potential customers, market size estimation → Identifying project strength (in comparison with existing rival projects) → Business plan drawing up: expecting selling price calculation, ... • Concept and choices validation: → Technology choices: choosing long lasting technologies with low maintenance costs → Concept validation: implementation of a multilingual, multientity, easy to maintain demonstrator • Application development: → Data model design → Database and stored procedures implementation → Application (server, terminal and interfaces) code writing

Gras Savoye is an insurance brokerage and reinsurance company that belong to Willis Towers Watson since 2015. In partnership with Axway, we delved their proposal of accounting system replacement by their solution AI Suite on Cloud. • Current business, processes and system audit → Products inventory → Current information system analysis → Identification of potential adherence with current or upcoming projects • Value proposition → Project scope, costing and planning → Comitology definition → Restitution to Gras Savoye and Axway decision-making bodies

BPLS is a BNP Paribas subsidiary specialized in Leasing. I assisted the Finance Department in their first securitization operation set up on French credits portfolio. • Securitization operation setup: → Securitization accounting schema design → New accounts parametrization → Update of ESMA, SURFI/RUBA and Finrep regulatory reportings to take securitization operation into account • Securitization features: → Interest rates swaps and SCF securities management process set up → Accounting schema design and reporting updating → Guarantees and hedges implementation

Finance Group is BNP Paribas internal department in charge of designing and maintain Group’s accounting schemes in accordance with local and internal accounting norms, Group’s recommendations and regulatory requirements. I carried a 3 years and half mission within this service as a project manager on various subjects which major ones are described below: • US and Canada migration into European standard Structured Products managing tools → Analysis and documentation of North American specific products: swingline facilities, discount loans, accreditives (intragroup guarantees), letters of credit, banker acceptances, LBO invests → Retro engineering of North American accounting schemes → Census of North American pertaining regulatory reports • Structured loans IT architecture rationalization → Audit of the existing worldwide IT systems → Process and architecture harmonization → Subdivision into subprojects, costing and prioritization proposal • French trading entity merging into Irish entities → Transfer of French subsidiary from a French to an Irish fiscal entity → Migration of former French entity to Irish trading entities IT system → Back Office outsourcing to Madrid set up: procedure definition, user training (in Spanish) and change management • Atlas 2 team management; this team was in charge of accounting schemes design, implementation and maintenance onto Atlas 2 general ledger → Client needs collect and annual budget definition → Resources planning and projects scheduling → Resources consumption monitoring and schedules follow up

After a few years living in Santiago de Chile, I realize the appetence and the decided taste of the upper class for French food. As it appears there is no high-class pastries, I see there a good opportunity to invest time and money: • Business and market study: → Potential rivals seeking → Business plan drawing up → Local regulations studies → More profitable spots localization • Resources recruitment: → French pastry chef recruitment → Local partner search

As a Corporate & Investment Bank with American client, Natixis had to complied with the new American Dodd Franck Act. I have been asked by Natixis to write a digest of this new regulation and make a gap analysis between the current IT system and regulation requirements: → Dodd Frank Act, Part 23 (data keeping requirements on OTC derivative trades) analysis → Gap analysis between the regulator’s requirements and current IT system → Restitution to Chief Administrative Officer and Compliance General Manager

We were asked by a major French CIB to carry out a RFI on Syndicated Credits Back Office outsourcing. Different expertise fields were brought together in our team: Structured Finance experts, outsourcing experts, ...

AFD is a governmental agency in charge of developing Poor Countries economy and quality of life. I assisted in the selection of a Loans, Subsidies, Standby Letters of Credit (given guarantees) management software. As a private company with public capital, AFD follows strict public market procedures. My contribution included: • Functional specifications writing: This is one of obligatory documents joined to a public invitation to tender. → I animated over 35 workshops within a month to collect AFD needs and synthesize them on specifications. → I automated more than 90 % of candidates’ answers grading, saving many time during the shortlisting (elimination of candidates before Competitive dialogue phase). • Competitive dialogue: The next step of the procedure is a competitive dialogue, including several workshops. Their aim is to check that the candidates'products meet AFD requirements. I was in charge of preparing, animating and reporting the different workshops. → For each workshop, precise agenda and tests scenarios ensured to go about all AFD requirements. After every workshop, a synthesis summed up positive, negative and salient points about candidate’s demonstration.