
Margus Oidekivi
AI Automation & Full-Stack Product Lead
Salary / Daily rate
Cannes, France
Mobility: Paris
Freelance
Can come onsite
Skills
Languages
About me
Intro
AI process automation & full-stack lead with 10+ years delivering compliance-focused fintech and SaaS platforms. Expert in secure AI architecture, agentic workflows, and regulated systems including AML/KYC, fraud detection, and payment services. I architect production-ready solutions with TypeScript, Next.js, and private AI systems that balance automation with auditability and compliance for regulated industries.
Work experience
Technical Product & Full-Stack Lead
AML/KYC and Identity Verification Platform
Jun 2026 - Present
5 months
– Identity verification and structured customer-data collection – PEP and sanctions screening – Workflows for companies, authorised representatives and beneficial owners – Evidence management and auditable case review – Role-based compliance workflows and access control – API integrations and workflow automation – Audit-data retention and compliance-oriented data management
Technical Product & Full-Stack Lead
Invoice Security and Fraud Detection Platform
Jun 2026 - Present
5 months
– Risk-engine architecture and server-side decision logic – Multi-signal invoice and supplier risk assessment – Customer portal and controlled security workflows – Structured data validation and auditable decisions – Role-based access to sensitive financial data – API integrations, notifications and workflow automation – Automated testing, code-quality controls and CI/CD – Spec-Driven Development with agentic engineering workflows
Technical Product & Full-Stack Lead
LEI Registration and Reseller Platform
Nov 2025 - Sep 2026
11 months
– Product architecture, customer onboarding and multi-step workflows – RapidLEI, GLEIF and Companies House integrations – Reseller and partner functionality – Stripe payments and webhook processing – Transactional email and domain-mail routing – PDF certificate generation – Secure compliance workflows and auditable processes – Monitoring, application security and request-rate controls – Automated testing, structured code review and CI/CD – Shared AI-agent workflows for implementation and independent review
AI Architect / Technical Lead
Secure AI - Private AI Architecture
Jun 2026 - Aug 2026
3 months
– Private data processing and data isolation – Role-based access control – Controlled access to tools and APIs – Audit trails and traceable AI-assisted decisions – Secure agentic workflows – System integration, security and privacy controls – The technical architecture was completed and prepared for implementation validation and testing.
Technical Product & Delivery Lead
EdTech SaaS Learning Platform
Jan 2021 - Dec 2025
5 years
– Product architecture and technical requirements – Translation of business requirements into implementation specifications – Coordination of development team in Estonia – APIs, integrations, cloud infrastructure and CI/CD – Iterative product delivery from requirements to production – Product budgeting, technical planning and resource allocation
Product & Technology Lead
Custom CRM Platform
Sep 2018 - Dec 2020
2 years 4 months
– Technical architecture and development leadership – CRM design and technical requirements – Customer, contact and business-data management – Business-process and workflow automation – Database architecture and application logic – Reporting and operational functionality
Technical Product Lead
FinTech Payment Services Platform
Jan 2017 - Dec 2018
2 years
– Technical product development and delivery – Coordination with technology partners and developers – API integrations for payment and financial processes – Integration of compliance, technology and operational processes
Product & Technology Lead
UK Consumer Credit Platform
Jan 2015 - Jan 2017
2 years 1 month
– Technical development and product delivery – Banking and payment-provider relationships – Regulatory and operational requirements – Payment and API integrations – Integration of compliance, technology and business processes
Education
Tallinn University of Technology (TalTech)
MBA, Business Administration
2009 - 2011
2 years 1 month
Estonian-American Business College
BBA, Business Administration
1999 - 2003
4 years 1 month
Licenses & certifications
Codex Workflows
Issued: Jan 2026
Agents and Workflows
Issued: Jan 2026
Portfolio

Plateforme publique de codes LEI — développement full-stack et workflow agentique
