Maria Paula C.

- Risk &Compliance Regulation(PEPs, CDD/KYC, AML,LCB-FT, reporting FATCA, TRACFIN)

Treatment of various issues in corporate law & compliance AMF rules: - Supported administrator on the right of establishment of a company and free movement of capital in the European Union; - Audited the legal entity under the French law - Domiciliation &Legal Structure (S.A, SAS, SASU,SCI/SCPI,EURL,GIE/GEIE ,SE their advantages and disadvantages ) ; - Capital gain tax under French law; - Wealth management rules(legal duty of asset managers under the AMF,) -French rules- Regulatory compliance; - Audit &implementation of new KYC/AML procedures, CDD costumer due diligence, mapping risks, DS the suspicious transaction report(Tracfin);

- Performed KYC client onboarding, customer and business onboarding, including initial and ongoing Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews, as well as Reputational Risk Assessments with actionable recommendations. - Conducted comprehensive due diligence with tailored compliance recommendations, ensuring high-quality outcomes under heavy workloads and limited staff resources; - Updated and maintained client databases and documentation for statutory auditors, ensuring accuracy and regulatory compliance under demanding conditions, including updates for offshore entities. - Ensured all legal documentation was current to accurately identify and verify Ultimate Beneficial Owners (UBOs)

- Revue PEP vs Audit High-Risk Clients, De-risking, Prospect due diligence. - Provide support for inconsistencies, red flags, and gaps to the front office and relationship managers to perform KYC, and AML KYT upgrades. - Work closely with the Compliance Onboarding Team and Financial Crime Compliance, Client Lifecycle Management CLM team. - Perform controls: KYC client onboarding, KYB, KYT, AML- LAB- FT, - Monitoring Reputational Risk Assessment with Recommendations for Exit or Maintain with conditions. - Reviewing client documentation files, transactions or investment mandate vs profile (identify the level of risk). - Tax reporting: FATCA/CRS/AEOI/QI - Analyzing in-depth client profiles to assess the client risk assessment & recommendations and provide analysis for adverse media and negative news and Tax Risk - Identified US Indicia Risk for Physical Persons and Corporate Entities (charities, partnerships, associations, foundations, private companies, regulated & unregulated funds etc.) - Monitoring & Follow-up Blocked account – Frozen Asset for a variety of reasons - Conducting analyses & identified changes of circumstances with the central file (change of fiscal residence, new citizenship, UBO(s) and PoA(s) for complex ownership structures( offshore companies), following of change of capital increase etc.--

- Coordinated remediation & new onboarding files with asset management team & private banking-periodic review (Low, Medium, High-Risk Clients, Sensitive Industry, Risk Country, Commercial Accounts), complex ownership structures. - Maintaining a regulatory and legal watch and implementing it in liaison with the other Compliance departments during the rémediation project (Zurich, Hong Kong, Bahamas etc). - Provide support to perform KYC upgrade, improve documentation standard concerning corroboration source of wealth (SoW), source of income (SoI), source of fund (SoF) - Monitoring adverse media and insider trading, transactional activity behaviour vs. Purpose of the account / AML Alerts vs. Purpose of the account, AML Alerts transaction pending & call report. - The due diligence concerning reputational risk for UBO(s) and PoA(s) - Conducting analysis of Tax Compliance FATCA and CRS reporting, Embargo rules - Respond to local and external authority request. - Monitoring dormant accounts & blocked accounts

- Coordinated remediation with internal audit team - Prepared required documents: first control, audit KYC client onboarding, risk mapping - PEP,PPI Risk; - Assisting client service managers with their duties, in particular obtaining appropriate KYC/due diligence/source of wealth/source of funds information in respect of clients, settlors, beneficiaries and investors. - Identified the Beneficial-Ownership Structures with multi-level indirect shareholding (complex corporate structures multi jurisdictions onshore and offshore- (trusts, foundations, investment funds structures, etc) and source of wealth ; - The client due diligence (CDD-World Check,Factiva,Forces etc) - Conducting KYC vs KYT Analysis for corporate and individual clients ;FATCA and CRS reporting

- M&A -Data Rooms , checklist of legal entities post acquisition; - IP due diligence in acquisition M&A ,checklist IP portfolio for Joint-Venture Agreement , checklist of legal entities ; - Review of trademark , monitoring watch notices and follow up of litigation, oppositions cases - Administrative monitoring of the trademarks and domain names portfolio(new registration, renewal changes of names, collection of evidence of use in different countries etc) - Global branding strategies for business name, logo ,website (DN) dispute resolution, E-Commerce - Use of IP toll for the management team, IP due diligence and IP cases follow up in liaison with the legal marketing and R&D divisions-international research agreement with university worldwide- review and renegotiation clauses etc. - Global audit of IP clauses in employment contracts worldwide subsidiaries (analysis concerning protection of ownership invention, protection of patent, confidential information, trade secret, know-how, non disclosure agreement -NDA etc).

- Developed strong skill in International Law and European regulation, litigation; - Strengthened my team work experience, especially culturally across legal reasoning, writing and research for the various submission; - Demonstrated commercial sense through the negotiation of all terms of international law contract such as price reduction, penalty clauses, conformity, anticipatory breach, "force majeure", limitation period of contract, delivery terms, fees and damages, dispute settlement mechanism, creation of Joint-Venture Agreement.

- Teaching Foreign Language Education (FLE): - Activities to support students from various countries in acquiring new languages.