MEHDI MEZGHRANI

Responsable du dispositif de conformité pour l’Afrique du Nord, avec un rôle d’accompagnement des équipes opérationnelles sur les enjeux réglementaires, éthiques et de maîtrise des risques. Harmoniser le dispositif de conformité à l’échelle de l’Afrique du Nord en adaptant les exigences Groupe aux différents environnements réglementaires et opérationnels. Analyser les risques de conformité et structurer les plans d’actions associés. Accompagner les équipes opérationnelles dans l’analyse et la résolution des problématiques de conformité, d’éthique et d’intégrité. Digitaliser les workflows de conformité sous Kissflow afin de renforcer la traçabilité et le pilotage des contrôles. Conduire des investigations liées à des signalements anti-corruption et contribuer à la sécurisation des décisions du management. Concevoir et animer des formations Compliance auprès de plus de 150 collaborateurs en Afrique du Nord.

Contributed to the strengthening of the operational risk framework in a European banking environment, supporting business teams on transformation, process improvement and digitalisation initiatives. Analyse operational incidents and identify root causes to support improvements in risk controls. Contribute to risk assessments related to new products, projects and organisational changes. Participate in Business Continuity Management and Business Continuity Plan activities. Translate business requirements into digital workflows to improve process traceability and control quality. Coordinate between business users and technical teams to support functional changes. Structure risk management processes, registers and procedures using Confluence. Coordinate actions and change requests through JIRA. Train users on risk management tools and practices.

Conducted risk-based internal audit assignments covering governance, internal control and risk management, while supporting business functions in improving their practices. Conduct risk-based internal audit assignments covering central functions and branches. Assess the effectiveness of internal control, governance and risk management frameworks. Identify operational and regulatory risks and issue recommendations. Support audited departments in defining and implementing remediation plans. Follow up audit recommendations through implementation. Contribute to risk mapping and annual audit planning. Present audit findings to relevant governance bodies. Coach and support junior auditors during audit assignments.

Managed AML/CFT activities and second-level permanent controls, supporting the implementation of regulatory requirements and the strengthening of the financial security framework. Supervise AML/CFT activities and support teams in handling complex cases. Manage risk-based KYC reviews. Perform second-level permanent controls and identify areas for improvement. Contribute to the recalibration of detection scenarios with Société Générale Group teams in France. Develop and update AML/CFT policies, procedures and standards. Prepare regulatory reporting for the Group and competent authorities. Design and deliver compliance training.

Developed and maintained operational risk frameworks and risk mapping Support and guide Champions (correspondents) in incident reporting and recording, as well as in training sessions. Perform second-level controls related to accounting, recovery, domestic and foreign currency flows, compliance, quality, IT SSI, and PCA, as well as supplier relations. Assessed and monitored risks related to third-party vendors, including evaluation of supplier controls, contractual clauses, and associated operational risks Formulate and monitor recommendations and corrective actions following the advice of the risk council. • Identify risk areas not covered by existing controls and/or procedures. Implement and monitor Key Risk Indicators (KRI) and Key Performance Indicators (KPIs) issued by ABC Bahrain Group and those implemented locally in various departments (HR, Compliance, Trade Finance, Management Control, Retail, IT, etc.). Validate clauses, procedures, and processes for new bank products (risk analysis of new products). Participated in the assessment of operational and financial controls within banking processes, supporting audit and risk governance activities Served as the local fraud correspondent for ABC Group. Performed second-level controls across operational, financial and IT processes Assessed third-party and supplier-related risks, including control evaluations Implemented and monitored Key Risk Indicators (KRIs) across business units Supported governance committees with risk reporting and analysis

Responsible for financial security and ethics, as well as anti-money laundering, counter-terrorist financing, and fraud prevention. Oversaw audit missions, deployed mandatory annual LAB/LFT training, and implemented embargo filtering tools. Established and led task forces, supervised KYC reviews in Siron, and managed the FATCA project for US client identification. Accountable for compliance reporting, ensuring regulatory compliance and transparency of processes.