Miguel Torres

I help SaaS and marketplace companies fix and scale their payment infrastructure so they can grow without losing revenue. Services include: • Auditing and improving Stripe integrations for higher checkout success rates. • Designing and implementing marketplace payouts with EU compliance (VAT, PSD2). • Scaling Ruby on Rails applications to handle growth without technical debt. I work with founders, CTOs, and product leaders to deliver high-impact projects in weeks, not months; from fixing failed payments to launching new subscription flows.