Mohamed Alaoui

Cadrage des Architectures du SI Banque de détail et Assurances Instruction des opportunités et des faisabilités des nouveaux projets Banque de Détail et Assurance dans un contexte multi-métiers, multi-produits et multi-infrastructures : - Conception et ajustement des processus métiers - Projection dans l’architecture d’entreprise urbanisée - Proposition des socles applicatifs et définition des nouveaux composants - Utilisation des capacités SI - Définitions des flux et objets métiers - Projection technique de l’architecture - Validation de l’instruction via les différents comités d’architecture et de design - Exemple de sujets : Protection des comptes de mineurs, Modernisation du KYC et de la conformité bancaire, Sécurisation des encours bancaires.

As a solution architect at ConsenSys, I led the design and development of a tokenized carbon credit trading platform for a consortium of four banks (NAB, CIBC, NatWest, Itau) on a private blockchain (BESU) I managed the scoping, technical specifications (HLD, LLD), and execution of a proof of concept within a 10-persons team Successfully demonstrated the project’s viability, resulting in the expansion of the consortium to 9 additional banks (BNP Paribas, Standard Chartered, UBS, SMBC, BBVA) and securing $45M in funding to establish CarbonPlace (UK) Conducted technical studies and defined the MVP perimeter with the product team, including critical workflows as on-ramping/tokenization, listing, delisting, request for quote & negotiation, order book matching, settlement, retirement & off-ramping Coordinated global team across the UK, India, Poland, and Australia to transition the POC into a production-ready MVP, integrating with key partners such as Verra Registry, Gold Standard, exchanges, and rating agencies Delivered the platform into production by the end of 2023, facilitating pilot transactions with trading desks of banks and their corporate clients Solidity, Besu EVM, Linea, Stablecoins, DeFi, Liquidity Management, Node/NestJs, TypeScript, ReactJs, Kubernetes, Go, AuthN/AuthZ APIs, ~20 microservices, PostgreSQL, Azure, AWS, CI/CD, IAAC, Git Guardian

Online investment solution, transparent and low-cost, focused on ESG ETF products Defined the contracts for the various platform components and led a feature team for the design and implementation of the platform Established a cybersecurity framework based on the NIST and obtained an asset management license for UCITS funds Set up the infrastructure and software architecture (Dev factory, CI/CD, GitOps, Docker, Kubernetes on AWS, Java Spring Boot Modular Monolith, UI in React, Eventing, MongoDB + PostgreSQL)

Developed an MVP in collaboration with ConsenSys, BNP Paribas Security Services, and Axa Asset Management to decentralize the KYC on a private blockchain (Quorum blockchain EVM) Specified the platform architecture and the Smart Contracts integration to manage the KYC data and statuses

Two-month consulting engagement to outline the transformation roadmap for Front-to-Back processes in the management of equity structured products Developed a comprehensive architecture to revitalize the global equity structured products and derivatives business, covering the urbanization of the Structuring, Issuance, Distribution, Pricing, Trading, and Booking processes Delivered architecture diagrams and a short term roadmap as part of CACIB's 4-year transformation plan (budget of €70 million)

CultyData is a company founded in 2017, dedicated to supporting startups, scale-ups, and innovation departments of large corporations in the design, development, and delivery of their platforms and products (CarbonPlace & Banking Consortium, ConsenSys, BNP Paribas Security Services, CACIB)