
Muhammad Hrishiah
Chief Technology Officer
Salary / Daily rate
Le Mans, France
Freelance, open to permanent contract
Remote only
Skills
Languages
About me
Intro
CTO with 18+ years in fintech and telecom technology leadership, currently driving scalable payment platforms at Ottu. Proven expertise in PCI DSS compliance, cloud-native architectures, and digital transformation. I deliver enterprise-level solutions that enhance customer experiences while maintaining regulatory alignment.
Work experience
Chief Technology Officer
Ottu
May 2024 - Present
2 years 6 months
Kuwait City, Kuwait
leading the technological vision and strategy, overseeing the development and execution of innovative fintech product. Driving the design and integration of scalable platforms, ensuring that Ottu’s products and managed services align with business goals while enhancing customer experiences. My role includes ensuring PCI DSS and regulatory alignment, advancing fraud and data protection, and driving partnerships with global acquirers and technology providers. By uniting cross-functional teams and staying ahead of payment and fintech development, I position Ottu to continuously enhance merchants experiences and maintain a strong competitive edge at their industry in an enterprise level support.
KUWAITNET
May 2015 - Jul 2024
9 years 3 months
Kuwait City, Kuwait
Chief Operating Officer
Apr 2017 - Jul 2024
7 years 4 months
Kuwait City, Kuwait
Responsible for advancing profitable growth strategies, streamline service deliveries, improving operational processes and keep the Innovations up. Services: Cloud and Infrastructure managed services, Online Integrated Products developments, IT strategies and digital transformation. Helping startup companies to develop their MVPs and launch proper operations after. Also helping organisations and banks to utilise public cloud operations in their infrastructure and redhat technologies ( OS, Satellite, Jboss, Ansible and Openshift ) led vertical SaaS companies within decentralised or aggregator-style environments, and bring deep ownership of both commercial and operational performance. Product-Focused Mindset / First-prosucts Thinking: Ability to translate business needs into technical solutions, making pragmatic trade-offs between quality, value, and time. Proven ability to lead distributed engineering teams, balancing async and real-time collaboration, ensuring clarity, accountability, and belonging. Balance long-term innovation with short-term delivery. • Experience with cloud-native architectures, microservices, APIs, and data-driven technologies. • Strong knowledge in design of security, compliance, and regulatory requirements in global markets. • Entrepreneurial, hands-on mindset, with the ability to lead both at Board level and on the ground with technical teams. Focus in automation and digital transformation, workflow management concepts for applications and processes and infrastructure automation using playbooks.
Director of Operations
May 2015 - May 2017
2 years 1 month
Kuwait City, Kuwait
Oversees IT, PMO, operations processes, customer and partner services transformation and skill set deployment. Responsible in advancing delivery for services in the domain of development, program management, RedHat product implementation and professional services, and Cloud operations in AWS, including design and devops.
Information System Manager
Gulfnet Communications Company
May 2014 - May 2015
1 year 1 month
Kuwait City, Kuwait
Leading a department of 3 teams (EA, Infrastructure and Planning) to develop and implement an Enterprise Architecture strategy for the company to support the enterprise operations and automate the business processes as per the best practices. Enhance the IT infrastructure and the Enterprise systems. Lead the private cloud Implementation (based of Open-Stack technology), Intranet platform, eChannels and a revamped BSS Layer. Create new revenue stream based IS products to be added within the company's product catalog.
Zain Kuwait
May 2006 - May 2014
8 years 1 month
Kuwait City, Kuwait
Digital channels technologies specialist
Mar 2013 - May 2014
1 year 3 months
Kuwait City, Kuwait
"Self Service is the best customer service" • Leading Zain Kuwait Online Services • Leading Call Center (Inbound/ IVR/ Outbound/ Multimedia) implementation with telecom BSS integration. Replacing existing call center (CISCO) with new infrastructure and technology (AVAYA), introduce new components and apply dynamic IVR with progression cut over. • Contracts, SLAs & Vendor management • Implementation/ Integration design for Customer Care support systems • Implementing quality monitoring processes • Technical quality assurance for e-Channels change management • Take the Self Service entity to the next level
Senior Core Technologies Engineer
Feb 2009 - May 2013
4 years 4 months
zain kuwait
• Solutions Architect / BSS wide knowledge • e - Channels specialist (Portals & Call center) • Implement Data & Voice packages & services for prepaid segments Integrating related network elements and develop a PCS solution. • IT Project management & Technical lead • Messaging technologies • Systems Integration (CRM, Provisioning, Billinng, Rating, IN .. etc) • VAS Management System Development & support • Payment Gateways/Channels • SMS Based Services Design • Prepaid Data/Internet Services
Enterprise Applications System Analyst
Jul 2007 - Oct 2009
2 years 4 months
Zain Kuwait
• Telecommunication business support systems knowledge (CRM, Mediation, Provisioning, rating and billing) • Design and develop IT solutions to apply new business services and ideas. Business rules analyzing, aligning the technicality to the business logic • Leading projects, solutions and integrating with the business and technical components (Prepaid systems, billing system, SMSC, GPRS .. ), dealing with venders. • VAS Management System Development & support, I designed a system to manage 3rd parties services • Online Payments solutions, Analysis & Support • SMS Based Services • Web Services Development and integration
Software Engineer, Design and Development
May 2006 - Jul 2007
1 year 3 months
Kuwait City, Kuwait
• Web Services solutions and Development • Enterprise systems administration and development • Integration between SMS based applications and the business support systems • Mobile e-mail solution analyzing and integrating to the enterprise level / Blackberry • Managing vendors on technical levels
System Administrator
EBLA Computer Consultancy
Jan 2003 - Dec 2005
3 years
Kuwait City, Kuwait
• Worked with EBLA in their “Filenet” solution projects for the Ministry of planning. • The main achievements are to get more experience in software engineering techniques, system maintenance problems and presenting skills through training the employee in the ministry.
Education
Kuwait University
Master (MSc)
2010 - 2013
4 years
Kuwait University
BA
2001 - 2006
6 years