Pacifique Ndashyikirwa

– Handled full customer lifecycle for regulated igaming environment: onboarding, periodic reviews, triggered reassessments. Applied risk-differentiated due diligence across individual, corporate, and high-risk segments in high-velocity transactional context – Investigated complex files: layered beneficial ownership, offshore holdings, dual Politically Exposed Person and sanctions exposure. Escalated to Level 2 with supporting documentation and rationale. – Analyzed transactional patterns beyond rule-based alerts structuring, unusual velocity, behavioral anomalies. Focus on gaming-specific typologies. – Flagged inefficiencies in alert triage for Ladbrokes Coral customer base Adjustments following review cut false positives thirty percent plus. – Contributed to quarterly Financial Economic Crime trend analysis,presented findings to compliance function.

– Conducted in-depth analysis of sanctions and embargo regulations to ensure compliance in banking sector. – Restructure sanctions obligations connection to broader risk appetite framework. – Closed gaps between Risk, Legal, and Compliance to ensure sanctions was fully integrated. – Resolved complex beneficial ownership cases, uncovering sanctions risks hidden within layered structures.

– Partnered with european & international fraud prevention on MasterCard & visa related financial crime. – Identified where fraud typologies and money laundering indicators overlapped, tightened detection handoffs. – Bridged Compliance, Legal, Risk, and Operations daily. Aligned priorities, closed information gaps, kept cases moving.

– Developed, implemented, and maintained Anti-Money Laundering policies and controls for Mastercard-related activities. – Partnered with risk teams to identify financial crime exposure and implement targeted mitigation measures, enhancing control effectiveness. – Analyzed Mastercard transactions to identify unusual patterns and financial crime risks across African and European markets.