
Palak Manoranjithan
Expert Product Manager
Salary / Daily rate
Paris, France
Freelance, open to permanent contract
Can come onsite
Skills
Languages
About me
Intro
Expert Product Manager with 6+ years at fintech leader Qonto, driving payment infrastructure and API integrations. Launched Qonto Connect from scratch, scaling to 100+ integrations and enabling international expansion across 3 EU markets. Specialized in fintech product strategy, regulatory compliance, and cross-border payments solutions.
Work experience
Qonto
Dec 2018 - Aug 2024
5 years 9 months
Paris, France
Expert Product Manager
Jul 2021 - Aug 2024
3 years 2 months
Paris, France
SEPA Instant Payments - As an Expert, helped the Transfers Product Team define the business and product requirements for Instant Payments in collaboration with Strategy, Risk and Compliance teams. Qonto Connect — Open API & 3rd Party Integrations - Launched Qonto Connect, a strategic product initiative enabling clients to connect with third-party tools (accounting, productivity, finance). - Defined the product vision, structured the team, and drove execution from scratch. - Delivered 10 live integrations in the first 3 months, scaling to 100+ over 2 years.
Senior Product Manager
Jul 2020 - Jul 2021
1 year 1 month
Paris, France
Qonto Core Banking System - Contributed to the development of Qonto’s proprietary Core Banking System, replacing reliance on an external BaaS provider. - Result: Gave Qonto full control over its payment infrastructure, reducing third-party costs and laying the foundation for long-term growth with faster and more robust product innovation Payments Infrastructure on CBS (SEPA & SWIFT) - Led product delivery of SEPA Credit Transfers, Direct Debits, and SWIFT payments directly on top of Qonto’s CBS, ensuring 100% EPC compliance and handling complex flows (rejections, reversals). - Launched SWIFT in 6 months, enabling cross-border payments and unlocking a new revenue stream via interchange commissions.
Product Manager
Dec 2018 - Jul 2020
1 year 8 months
Paris Area, France
International Expansion: Germany, Italy, Spain - Planned and executed Qonto’s entry into three major EU markets within 3 months. - Conducted in-depth market, user and regulatory research, localized KYC flows, and customized product experiences per country. - Acquired 5K+ new business customers in 12 months across Germany, Italy, and Spain by delivering tailored, country-specific product features.
Co-Founder, Product Manager
Grafica io
Jan 2016 - Jul 2018
2 years 7 months
San Francisco, CA, USA
• Researched the software needs for companies providing Solar Home System in Sub-Saharan Africa. • Defined product features to collect/organize/visualize sales and customers data, including third party integrations specific to the tech ecosystem in Africa. • Mapped the UX and designed the wireframes of the desktop CRM to be used by back office managers, and mobile app to be used by sales agent in rural area. • Recruited the CTO and a frontend engineer to implement the desktop and mobile apps. • Iterated the product based on feedback collected from clients in 6 African countries.
Sr. Software Engineer, Co-Founder
Accomplice.io
May 2013 - Jan 2016
2 years 9 months
San Francisco, CA, USA
• Architected Accomplice marketing platform to automate and optimize ad campaigns on social media. • Played a pivotal role in product development as being actively involved in product, engineering and customer success teams. • Led the backend engineering team for the integration of Facebook Ads API, Google AdWords API, and Twitter Ads API using Java/Spring/MySQL • Used Machine Learning and NLP to find trending topics and analyze sentiment on Social Media.
Software Engineer
Xilinx
Feb 2012 - Mar 2013
1 year 2 months
San Jose, CA, USA
Developed programs in Perl to speed up hardware validation in order to meet aggressive deadline of team members. • Heavily automated the verification process of chip and boards. • Implemented the scripts for minimal intervention of the hardware engineers, and reduced by a factor of 10 to 20 the time spent on verification/validation. • Designed and developed GUI using Tk so the hardware engineers have a user friendly interface for the Perl scripts. • Delivered the projects bundled as executables to automatically install Perl and the required libraries on the end user machine, letting the engineers to focus on the core task rapidly.
Software Engineer
Exterro Inc
Oct 2010 - Dec 2011
1 year 3 months
Portland, Oregon Area
Developed Fusion Zeta, Exterro’s e-discovery platform to remotely scan, collect and perform data mining on data sources of custodian involved in litigations. • Responsible for core back-end technology development including design, coding, and testing of crawlers capable of processing terabyte of data of hundreds of custodians. • Implemented APIs to interface with Hadoop Distributed File System to store, replicate, and retrieve data. • Integrated Lucene and Solr to index and search collected documents. • Document classification using clustering algorithms and identify near-duplicates. • Data mining on collected documents to perform concept search and enhance the relevance of responses to keyword search. • Optimized Fusion Zeta to be highly scalable, with extensive use of multithreaded processes. • Developed the Web UI using Ajax framework and designed DB for complex queries. Technologies: Java, Hadoop, Lucene/Solr, Cassandra, JSP/Servlet, Ajax, JavaScript, REST Web Service, MS SQL, Hibernate, JBoss, Tomcat, Eclipse, SVN.
Education
Illinois Institute of Technology
Master
2009 - 2010
2 years
Ecole nationale supérieure de l'Electronique et de ses Applications
Master
2007 - 2010
4 years