Rafał Ryba

• Led the analysis and design of software solutions addressing client specific business needs, with a focus on the financial services and investment fund industry. • Worked closely with clients to understand and refine KYB/KYC processes, translating regulatory requirements into system features and design requirements. • Bridged communication between business and technical teams ensuring solution designs were both innovative and feasible. • Designed technical integration blueprints for connecting with third party systems and data vendors, ensuring seamless interoperability.

- Led business and system requirements for a digital transformation project in the service and parts information domain - Reviewed technical designs and test cases to ensure alignment with business goals - Managed a cross-functional team (developers, UX designers, testers) to enhance a global workshop information system used by ~200K service technicians - Conducted a technical review of a vehicle recall notification system, identifying critical gaps and providing actionable recommendations - Promoted agile best practices by advocating visual modeling (diagrams, mockups) over text-heavy requirements - Shared techniques inspired by specification by example and behavior-driven development (BDD) to improve clarity and delivery

- Collaborated with product managers and UX/UI designers to enhance project outcomes through technical coaching. - Led the selection of a new AML/KYC/KYB solution during a significant company transition. - Achieved a considerable reduction in time-to-market for multiple features by optimizing technical approaches and leveraging third-party solutions.

- Developed detailed technical specifications and organized them into a prioritized product backlog, aligning with business objectives. - Utilized various tools to elicit business requirements, ensuring comprehensive documentation and stakeholder engagement. - Contributed to the creation of a business case that facilitated the transition to automated corporate actions processing, enhancing overall productivity.

Key achievements: - prepared an exhaustive tax opinion in English language, in cooperation with a member firm from Germany, concerning the tax consequences for expatriated employees with respect to PIT and social security coverage in the case of a merger between Polish and German entity, which required a significant amount of internal discussions between involved member firms in order to work out a uniform approach for the client - prepared a tax opinion in English language for an Italian bank with a branch in Poland, advising on thin capitalization matters which included different scenarios as to financing operations of the branch - participated in reviewing CIT calculations and returns in the course of a due diligence assignment of a large listed company from Poland with numerous subsidiaries and branches across the world Key responsibilities: - researched, wrote and reviewed client tax advice relating to domestic and international tax matters, including CIT, VAT, PIT and international social security - participated in tax due diligence assignments and determined potential tax exposures and compliance deficiencies - assisted in formulating and delivering tax planning services, such as picking appropriate jurisdictions for holding companies - analyzed tax relevant calculations, including reconciliations of accounting profit to taxable income and tax provisions for audit clients - drafted reports, presentations and other deliverables concerning tax matters for clients and for internal use - reviewed issues involving double tax treaties, EU directives and regulations - advised on various types of withholding tax issues involving software agreements, royalties, interest and dividend payments - examined policies of companies with respect to employee benefits, secondments and travelling managers - prepared applications for tax rulings - prepared transfer pricing documentation - worked on multi-disciplinary projects across multiple jurisdictions

- preparing transfer pricing documentation - drawing up applications for individual tax rulings - drawing up tax opinions - participating in due dilligence investigations (examining correctness of companies' current and past tax settlements, identyfing tax risks as well as estimating their propability and value) - reviewing agreements related to acquisition of shares, rendering services etc. - composing comprehesive reports describing tax position of companies - participating in tax proceedings - preparing appeals to the tax authorities as well as complaints administrative courts

- provided over 1,500 accountancy and tax consultations, - advised over 100 times on specialised Internet forums, - written over 50 tax handbooks, - prepared over 10 technical accounting algorithm and workflow documents which included UI and programming solutions, - conducted 5 accountant team and customer service team trainings. Furthermore: - monitored tax law changes, - supervised advice given by customer care consultants and accountants, - served as an expert deciding on tax related issues reported by team members, - supervised consistency in advice given by the consultants, - edited the in-house tax bulletin, - prepared expert opinions and analyses, - collected and classified key tax lat interpretarions and judicature, - tested application for proper economic events accounting and tax provision compliance, - prepared knowledge tests for the assesment centre.