Réda Romeo Chraïbi

Collaborating with the Finance Team (First Line of Defense) to enhance data quality, streamline reporting processes, and ensure accurate COREP submissions. Engaging with the Audit Department (Third Line of Defense) to align on key controls, strengthen governance frameworks, and reinforce compliance oversight. Strengthening the set of controls over COREP reporting to ensure regulatory accuracy and operational resilience. Driving compliance with CRR 3 (Capital Requirements Regulation), integrating the latest regulatory requirements into reporting practices.

ANACREDIT Regulatory compliance Process reengineering

Building in house accounting and regulatory reporting platform • Analysis of the closing manual entries; process documentation and training for the new users (Derivative P&L; provisions) • Mapping of the existing process in Financial Department and prepare it evolution to the new platform; • Fixed asset module migration, stock reconciliation and set-up for depreciation methods • Gap analysis on Regulatory reporting (FINREP)

Testing accounting schemes in migration project • Analysing and testing accounting schemes for Equities & bonds trading; derivatives (options; swaps) ; commodities; FX Forward; • Business requirements and following-up accounting adaptation by the provider via JIRA and HPQC • Mapping between local and target accounting plan • UAT for migration of balance sheet and P&L • Adaptation of the internal accounts monitoring • Change management and training for the end users

Business analyst in Procurement tool migration project • Analysis of accounting plan structure as is, design of migration solution for invoice processing and fixed assets; • Collect Finance user requirements for the new accounting plan; • Testing new tool functionalities and accounting end to end process

Business analyst in accounting migration project • Analysis of accounting plan structure as is, design of migration solution; • Accounting standards gap analysis for swaps, hedging, equity and bonds; • Collect Finance user requirements for the new accounting plan; • Design and implementation of dynamic accounts mapping; • Upgrade of closing process, back office to accounting reconciliation process • General Ledger migration design and testing

Business analyst for Engineering Cards: • Business and process analysis for clearing, settlement and it accounting (including dispute cases) • Proposing end to end business scenarios (target operating model) and impact analysis upon migration into Group Issuing platform (business needs document) • Organizing weekly meetings with the stakeholders in order to present to them the new hub of cards transaction and it impact on their job, to answer to their questions and make sure that they are ready for the change. • Analysis of accounting schemes of card operations for VISA and Mastercard cards. • Coordination with the IT department to adjust the solution with respect to technical capacities. • Preparation of test strategy (UAT) in coordination with the stakeholders

Business analyst in OFS suite integration project : • Collect user requirements & functional specifications (target operating model design) • Change requests initiation and follow up • Parameterization and upgrade of the system flows and files to comply with the solution’s requirements (frequency; contents; scope) • Coordination with IT department for implementation of the new solutions • Coordination with the IFRS and the FINREP and COREP department to ensure that the new reporting tool comply with their requirements • Seeking support and approval from the stakeholder at each step and change in the project by presenting and presenting the new way of booking and reporting, providing training to end users and analysing impacts on their job. • Testing: test cases preparation, planning and follow up results • Data migration: Preparation of migration protocol, migration testing. • Identification of accounting patterns for retail products, Forex & ALM • GAP analysis (including Schema A) regarding OFS requirements

IFRS compliance auditor : • Verify the compliance of bank accounting MISYS software with IFRS • Compliance of calculation rules implemented in the software with IFRS 7 and IAS 39

Product control – 2nd level : • Reconciliation between Front office Profit & Loss and accounting Profit & Loss for each desk • Consistency check on accounting posts • Bank’s account reconciliation • Identify risk factors driving credit exposures and RWA measurement • IXIS and NATEXIS migration’s accounts analysis • Management of control team

Post- deal integration of Sahara Bank : • Reengineering accounting processes and reducing reporting deadlines • Bank’s List accounts setting • Mapping local financial statement and matching with Group standards • Goodwill adjustment by measurement of assets and liabilities at fair value • Credit exposures; RWA and liquidity measurement (Basel 2 McDonough ratio) • Quarterly consolidated financial reporting booked on Magnitude tool including regulatory statements

IFRS implementation project : • Accounting and adjustments patterns matching IFRS • Measuring the financial impact of IFRS on equity • Matching local financial statements with IFRS • Semesterly IFRS consolidated financial reporting Management consulting : • Reengineering of sales processes for a Mutual public bank • Evaluation of internal control system

Financial audit and Internal control : • Financial audit and review of reporting processes quality (Insurance, Hotels, industry) • Accounting patterns processes Guide (Cadbury) Tax audit