Rochak Agarwal

𝗟𝗲𝗮𝗱𝗶𝗻𝗴 𝗔𝗜 𝗣𝗿𝗼𝗱𝘂𝗰𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 & 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 -> Elevated to lead AI product delivery across Open Banking, Payments, and Intelligent Automation initiatives. -> Owning roadmap for AI copilots and data-driven assistants within financial services products — from ideation to launch. -> Driving cross-functional AI experimentation (LLMs, GenAI agents, automation) to improve product scalability and operational efficiency. -> Partnering with data science to design, evaluate, and productionize AI models aligned with product KPIs and regulatory standards. -> Mentoring PMs and BAs on AI-first product thinking, experimentation frameworks, and customer research for AI features. Keywords: AI Product Management · LLM Productisation · AI Strategy · Product Leadership · Fintech Innovation · Responsible AI

𝐀𝐈-𝐃𝐫𝐢𝐯𝐞𝐧 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐢𝐧 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 & 𝐎𝐩𝐞𝐧 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 -> Built and shipped LLM-based assistants using the OpenAI API and internal datasets, enabling natural language querying of financial data; ran qualitative trust testing to refine prompt design and conversational UX. -> Created AI agents for workflow automation using n8n, MindStudio, and Autogen, improving operational efficiency and internal response times. -> Led the rapid prototyping and launch of Open Banking payment solutions (Pay by Bank, VRP, Open Banking Aggregation), unlocking secure digital payments for 1M+ users. -> Partnered with data science to build hyper-personalized reward models leveraging behavioral segmentation, boosting engagement and transaction frequency. -> Embedded analytics-driven decision-making with Power BI and Tableau dashboards tracking usage, retention, and AI feature adoption metrics. -> Drove discovery-to-launch lifecycle of multiple MVPs: defined hypotheses, led user testing, and iterated based on A/B results. -> Collaborated cross-functionally (engineering, design, data, compliance) to deliver AI-enhanced features within PSD2 and GDPR frameworks. -> Advocated for AI-first experimentation culture — promoting data-driven prioritization, continuous learning loops, and iterative LLM integration. Tech & Tools: OpenAI API · Python · n8n · MindStudio · Autogen · Power BI · Tableau · Replit · Figma · Postman · JIRA · Confluence · Lovable · Keywords: AI Product Management · LLM Productization · Fintech Innovation · Open Banking · Generative AI · MLOps · Rapid Prototyping

𝐒𝐜𝐚𝐥𝐢𝐧𝐠 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐏𝐫𝐨𝐝𝐮𝐜𝐭𝐬 & 𝐃𝐚𝐭𝐚 𝐄𝐜𝐨𝐬𝐲𝐬𝐭𝐞𝐦𝐬 -> Translated complex business requirements into API-first technical specifications to scale Open Banking services across the UK market. -> Introduced AI/analytics dashboards to monitor adoption and inform roadmap decisions; reduced feature iteration cycles by 25%. -> Partnered with legal and compliance to embed PSD2, GDPR, and SCA standards into digital experiences and developer-facing APIs. -> Conducted user journey mapping, A/B testing, and feedback loops to validate hypotheses and enhance UX across fintech platforms. -> Created rapid prototypes using Figma and no-code tools to bring early-stage AI ideas to life. -> Acted as Agile product owner — managing sprints, backlogs, and alignment across engineering, data, and product teams. Keywords: Product Strategy · API Ecosystems · Open Banking · A/B Testing · Data Analytics · Agile Delivery · Regulatory Tech