RONKE ODESANYA

– Perform risk-based reviews of investor profiles, identifying anomalies and escalating potential high-risk indicators in line with regulatory expectations.

– Provided second-line oversight on high-risk client investigations within a global tier-one banking environment, ensuring defensible risk-based decisions. – Acted as a subject matter expert performing second-line reviews on complex KYC investigations prior to compliance approval. – Exercised independent judgement to validate risk assessments and client classifications across high-risk entity structures. – Interpreted regulatory requirements and internal policies to ensure investigative outcomes met global compliance standards. – Identified material risk factors within ownership structures and transactional profiles, recommending enhanced due diligence where required. – Determined the accuracy of analyst investigations, challenging conclusions where risk indicators were insufficiently assessed. – Made risk-informed decisions on case acceptability, directly contributing to the bank's financial crime control environment. – Supported internal audits and regulatory reviews by ensuring files evidenced defensible risk-based decision making. – Recognised recurring control weaknesses and escalated thematic issues to strengthen investigative frameworks.

– Conducted risk-based reviews of complex client structures, identifying financial crime indicators and escalating concerns in line with regulatory expectations. – Investigated transactional behaviour and adverse intelligence to support enhanced due diligence outcomes. – Ensured high quality standards are maintained with timely and effective feedback to team members. – Transaction review of clients (Individuals and Business) accounts and identifying suspicious activity. – Disposition, investigate and or escalated alerts relating to adverse information and suspicious activity. – Conducted gap analysis to identify missing or incorrect information within the client Off-boarding and Remediation or Renewal process and ensuring standard MI is collected and reported to stakeholders. – Completed the appropriate due diligence (CDD and EDD) and related checks on all counterparties.

– Conducted KYC remediation including transactional analysis & monitoring and review of high-risk products such as Trust Advisory Services, Private Equity Funds, Trade Finance, FX/Treasury etc. – Undertook ongoing due diligence on corporate clients by identifying and verifying details such as full legal name, evidence of legal form, country of incorporation, registered address, nature of the business, the purpose of account or relationship, source of funds/source of wealth and ownership structure, etc. – Outreached corporate clients via phone and email to obtain relevant KYC/Due diligence information about the client, clarity of primary business/trading activities, products, legal ownership structure, and key principal officers. Also, ensure appropriate risk-rating for the clients. – Performed end-to-end EDD for high-risk clients, provided guidance to Business areas on the level of KYC required for specific clients, take responsibility for following up with cases sent to AML compliance and provide management with the tracking information on the status of such cases.

– Conducted risk-based surveillance of client transactions to identify unusual behavioural patterns and potential financial crime indicators. – Investigated alerts, performed deep-dive analyses, and escalated suspicious cases in accordance with regulatory protocols. – Produced clear investigative narratives to support compliance decision-making. – Assessed emerging risks linked to new products and delivery channels, recommending control enhancements. – Reviewed monitoring rules and suggested optimisation strategies to improve alert quality and detection capability. – Performed Quality Assurance on closed alerts to ensure investigative standards were met.

– On-boarded clients (individual, retail, and corporate) – Ensured orders and other transaction requests were compliant or escalated. – Obtained and ensured completion of customer account opening/maintenance documentation. – Production of monitoring reports such as customer spend versus thresholds – Identified and reporting unusual activity – Resolved or escalated all compliance queries (internal and external) – Assisted with staff regulatory training and built corporate regulatory awareness – Documented client files in a structured format compliant with internal requirements – Identified opportunities for improvement within the on boarding process – Assisted in preparation and management of data and information required for internal and external audits – Supported ad-hoc projects within the department and wider business as required – Validation of checks carried out by other members of the team – Supported in training and delivery – Supported the Supervisor with team management responsibilities