Rufin Gérard OKELE

– ML/FT analysis, risk-based approach and remediation, escalation to risk management if applicable. ML/FT risk assessment according to various criteria s: country, legal form and structure, business activity, payments channel... – Risk profiler; performing the overall risk assessment for customers and activities in scope, by products, sectors, geography, distribution channels. – Identification, verification, and clarification of UBOs (CSSF Circular 19/732), tax profile verification. – Data migration to a digitalized tool: AML / KYC files review, screenings and facts checking (PEPs and sanctioned parties) data quality check prior to migration, encoding client's information accordingly. – KPI and KRI implementation and oversight.

– Review and update of inhouse policies and procedures in consistency with the group and divisional policies. – CMP (Compliance Monitoring Plan); different tests and screenings to monitor the accuracy and the adequacy of different activities. Transactions monitoring, risk level monitoring, reporting cycle status, PEP activity, KYC handover, files review monitoring; – Data analysis and reporting for the board, first line, regulatory authorities, internal audit. Point of contact for external and internal audit's queries. Weekly file review, KYC stats, KRI and KPI reporting and remediation monitoring. Monthly group reports (SAR/STR, PEP / EP, High Risk, GDPR & Data Breach, Litigation, Conflict of Interest, Investors Blocked & Warnings, ...) and quarterly CSSF reporting; – ML/FT remediation as part of the identification, verification and clarification of the identity of UBOs (CSSF Circular 19/732); – Outsourcing oversight management (CSSF Circular 22/806); due diligence Q&A request, risk scoring assessment, risk cards update for third parties and update;

– Regulatory watch, gap analysis, conciliation and recommendations on risk management framework and compliance; – Research and analysis phases of ESG & Climate-related and environmental risks (Circular CSSF 21/773); – Successive amendments on internal governance and risk management framework (CSSF Circular 12/552), AML/CFT regulatory framework watch and gap analysis execution;

– Commodities trading and consulting; – Funds set-up and assessment with physical raw materials as underlying assets; – Asset management, commodities with high returns & momentum portfolios; – Onboarding procedures: Due Diligence, AML/KYC analysis. Documents analysis, stakeholders' validation and onboarding; – Market analysis, data analysis and risk management. Research on fields sourcing & strategies. Sales, controlling & monitoring. – Operations: purchases, sourcing, shipping, impact investing, sustainable finance, and venture philanthropy;

– Risk management tasks dedicated to Credit Lombard's activity; – Statistical & dynamic portfolio analysis, stress testing & advice submitted to the credit advisory department; – Client's positions monitoring on daily basis, real-time monitoring, categorization & transactions monitoring. Suitability and appropriateness financial products and services offered to clients. Automated Alerts systems to flag any transactions that fall outside predefined thresholds or exhibit unusual patterns. Rule-based Analysis to detect potential suspicious activities, Identification, management, and mitigation of conflicts of interest. – Shortfall process monitoring on daily basis. Weekly and monthly reports submit to different hubs; – Responsible for the daily investments funds analysis and baskets attribution, based on fund's prospectus, AML/KYC analysis, funds reports, available accounting information, and internal risks criteria;

– Creating financial tools for project management, management of various risks, price benchmarking and conciliation; – Quantitative and qualitative control, analysis & report submitted to the CEO decisions; – Keeping Databases, logs, trackers, and spreadsheets up to date; – Client's onboarding procedures and AML/KYC Compliance tasks. Manager's assistance and KPI monitoring.