Ruslan T.

Scaled from Acceleration Mentor to Advisor to part-time co-founder. Silverblock is GenAI SaaS specialized on DeFi, providing 1. Operational & Accounting optimization via cross-blockchain data reconciliation and PnL performance tracking of metrics for DeFi Positions based on on-chain data 2. DeFi Credit and Market risk management on the Institutional Banking level. 3. GenAI Risk/Return GenAI asset allocation related market highlights and pre-approval via multisig. Built for Individual and Institutional Traders and Asset Managers.

-> Business: AI SaaS -> AI Fintech on DLT / WEB 3.0 rails -> Industry: Capital Markets Credit & Market Risk | Creative Economy | SMB & Individuals Credit Underwriting | Originate to Distribute Business Model -> Stacks: AI-SLM-LLM-RAG/ Risk Data Science & DLT/ Operational efficiency

Mentor to founders and ecosystem builders at the intersection of culture, technology and capital, advising on financing models for the creative economy (fashiom/music/film/IP, creator platforms, marketplaces) with a focus on capital raising, investability, risk, structure and scalability. • Mentored early-stage teams on business model design, unit economics, pricing and GTM for creative/consumer fintech and creator infrastructure. • Supported fundraising strategy (equity + debt), investor narrative, pitch refinement, and IC-style diligence readiness. • Suggested and designed efficient funding structures tailored to each business model — e.g., receivables financing, revenue-based financing, IP/royalty monetisation structures, inventory-style facilities, warehouse lines, guarantee-backed lending, securitisation-style pathways, and stablecoin settlement rails where appropriate. • Advised on capital structure and risk frameworks: underwriting logic, covenant thinking, downside cases, and governance suitable for institutional partners. • Helped teams explore structured finance / IP-backed funding concepts (royalties, receivables, inventory-style financing) and distribution pathways. • Guided founders on AI-enabled credit/risk automation (workflow design, controls, model governance mindset) and Web3 rails where relevant. • Built connections across banks, investors, operators and advisors to accelerate partnerships and pilots.

As a part of a team of major consulting firm, I helped to conduct Credit and Market risk focused review of Leveraged Debt Capital Markets (Banking and Trading Books) Business of TOP10 Bulge Bracket Investment Banks headquartered in EU with systematic importance for the European Union. Specifically, reviewing a portfolio of over 400 global companies headquartered in US, UK and EU. Policy, methodology and capital adequecy reivew. Key transactions focus: - LBO - Leveraged Finance - High Yield / Stresses and Distressed - TLA, TLB, Syndicated Credit Lines - Underwriting, Trading and Banking Books EU/US Each of the company from the portfolio reviewed has been presented / defended to government officials. Justification of proper capital allocation by the Bank has been the scope of the presentation.

I started with the responsibility to co-lead two Strategic Projects for the Group: 1. Capital Markets Risk infrastructure set-up in newly established by the Group European Business HQ in Frankfurt, and 2. the Brexit Contingency Plan, transfer of business from London to Frankfurt. The projects have been accomplished as to the best international and group standards in time and with high remarks from the Regulators: BAFIN and ECB. In less then a year we have achieved the core risk framework being set up, and since then I am responsible for the lead, oversight, coordination, and improvement of the overall Capital Markets Department from the risk management side. The Board entitled me with a designated Special Credit Approval Delegated Authority to approve trades (up to €50mln Trading), documentation, limits, products, and projects as well as manage the pipeline of transactions and C-Level communication across internal and external clients.  Oversight over capital at risk in Capital Markets Transactions across all the Trading Desks: - Repo, Credit Trading, Derivatives, Strategic Equity Financing, Cash Trading EMEA and CIS focused. - Authority holder to oversew over €1.5bln in assets (HY&DD Fixed Income, Securities Financing and Derivatives) - Authority holder to approve Trading Book, New Product Application sign offs, sign off Credit memos from Junior international and local colleagues - Author to all Trading Business related risk policies: High Yield and Distressed Debt, OTC Derivatives Documentation, Securities Financing Transactions, Trader`s discipline and Excessess Management - New Business Forum / New Products Committee member - Co-author of the limits structure and risk framework architecture for the Bank - Leader in risk function for Brexit related business transfer - Deputy Credit Risk Head / Capital Markets Director - Unique (to the entity) Authority holder to approve/oversee all segments: Corporate, FI, NBFI, Sovereign credit risk and transactions

-----Investing / Fund focused-----:  co-GP @ *Inspire Media Film Fund* The fund dedicated to bringing a venture capital approach into the Media industry. Inspired by what “Legendary Entertainment” (sold afterward for $1bln). The Fund is aimed to investing in Film and Media under Venture Capital architecture. Paramount, Warner Brothers, Sony Pictures, etc. content co-financing and low-budget art mainstream films with high (up to 50x in 1-2 years) multiplication potential and IP wrapped in NFT tokens. https://inspire-mediagroup.com/  Venture Partner @ NRG Ventures: Seed stage >$1mln revenues ventures built-in EU/US by CIS tech immigrants. >$100K ticket size. $76m raised. https://www.crunchbase.com/organization/nrg-ventures  Venture Partner @ the Untitled Ventures The Untitled Ventures back early-stage B2B deeptech products created by expats in Europe https://www.theuntitled.vc/  Founding Partner @ Diamond Capital Innovations LLP WEB 3.0/Crypto VC investment boutique, provided services like STD, MVP marketing, Blockchain ERC, Escrow, private and public roadshow in ASIA, Europe, Africa, US, Influencers onboarding, 3D visualization, SEO, listing on OKEX, EXMO, 32 Exchange, INX Exchange, registration of legal entities in Singapore, Estonia, UK, Hong Kong, Swiss, USA Reg D, USA Reg C, USA Reg F, SPS SPAC IPO / Canada. Avg. Deal ticket: $1-30 mln. Seed and Round A. However, occasionally, we deal with as low as $500k and as high as $150mln tickets with relevant venture stage. -----Entrepreneurship - Founders focused-----:  Advisor & Co-Founder @ Venture Club - VC Studio & Community Driving founders to fine-tune pitches, business models and pivot to elevate fundraising chances.  Advisor & "Smart" Angel Investor @ MoneyHat App which helps monetize street musicians’ and artists’ donations around the world.  Advisor @ Finalbit.ai AI native Full Cycle Film Production SaaS. https://www.finalbitai.com/

<Credit Officer with Delegated Approval Authority.> - Credit review to sign-off decisions (Settlement Risk up to $400mln, Market Risk up to $200mln) for transactions of Investment Bank in EMEA (occasionally USA) - Managing a Portfolio of over 80 Investment Managers of over 5000 funds (UCITS/SICAVs, KAFs) - Project management. Onboarding. - Deputy Team Leader for 24 credit analysts. Co-managing, coaching, inspiring

Front Office: - Partnership with sales, traders, structuring and relationship managers over clients’ business for transactions on Global Markets of Corporate & Investment Bank - Orchestrating Client Meetings (C-levels and shareholders) with regards to Due-Diligence (Credit, KYC, Legal Documentation ISDA/CSA, R.ISDA, GMRA with respective covenants) - Business Risk/Return Review > Credit Analysis/write-ups > Articulation of pros and cons to Underwriting/Risks and/or Credit Committees Presentation (including Mr. German Gref chairing) - Acting as the center of expertise for top management in EMEA and CIS Banking and Sovereign credit risks - Leading various business projects for Credit Trading, Commodities and FX/Rates Trading Desks from Business Development and Management side - Functionally Directing. Coordination and supervision of over 10 analysts across Sberbank Europe and CIS franchise in Austria, Turkey, [Clients]: Financial Institutions (Banks, MFI, Insurers, Pensions, Hedge Funds, Asset Manager, Family Offices and Brokers) and Sovereigns (Ministry of Finance, Central Banks, Monetary Reserve Funds) focus, Largest Corporates occasionally [Products]: Equity and Bonds Cash and Derivatives Trading, Structured IR, FX, Commodity Transactions, Mezzanine Financing, Strategic Equity Financing, non-recourse Repo, Trade Finance, IPO/SPO, Notes, Bonds OTC and exchange regulated underwriting >>>Deployed instrumental projects implementation: + over USD150 mln of capital release for Global Markets (Structured Commodity Trade recomposition, IT infrastructure fine tune, XCCY/IRS DV01 rebalance via booking back-to-back trades, novations, intergroup CSA collateral optimization + over USD500mln Ukrainian quasi-sovereign corporate debt restructuring into Eurobonds with VRI on GDP + Sberbank Slovakia disposal, + Debut Synthetic Repo + IPO of "Alrosa" and "Detskiy Mir" + Aced credit review and action plans under Brexit, AT1 Cocobond, Turkey, Italian Banking Crisises

CISCEE Region | Fixed Income, Derivatives, Commodities | Investment Bank and Private Banking - Credit and Rates (T-Bills, XCCY) Trading in Local Bonds and Eurobonds for Trading and Banking Books Credit ideas generation>Credit Analysis/Investment memorandum write ups>obtaining credit approval from Group Credit Strategy and Risks. Relative Value, Event Driven and Directional trading. - Relationship Management and Origination via increasing the number of counterparts: liquidity providers, market makers, pension/asset managers, and insurance companies, primary market dealers - Acting as the key sales person for Capital Markets and Treasury Business in Kiev. Conferences speaker - Sales of Risk Solutions (Hedging FX, Rates, Oil, Wheat, Shipping, Carbon CO2 Emissions) to Large Corporates - Coordination and facilitation of derivatives sales activities at regional branches >>>Generated PnL in the managed portfolio ~20% higher of the plan >Achieved ~5x lower costs for primary G market participation >Boosted the book of trading counterparties by 50 new Institutional clients >Originated and developed three prominent corporates for hedging IR, FX and Commodity price risks

Presenting Fashion Brands mainly from Ukraine, France and Italy. The part time endeavour, while studying and later building Global Investment Banking career.

Corporate and Treasury Products Sales • Driving origination, negotiation, structuring and managing execution of FX, IR, Lending for International Corporates as well as FX Hedging and Fundraising from Financial Institutions - Insurance Companies, Pension Funds, and Asset Management > Remarkable deal: Fundraised largest in the team history ticket from a financial institution - largest life insurer Acting Head of Financial Institutions Credit Risk • Set-up of risk identification, measurement, assessment and consistent portfolio management of Financial Institutions • Managing work-out of legacy distressed fixed income portfolio amounted to USD120mln (Corporate Bonds, FX Swaps). Selling to Strategic Investors, Restructuring. Legal procedures.

- Risk identification, measurement, assessment and consistent portfolio management of Financial Institutions, Local and Regional Governments Credit. Credit Committee presentation - Preparing issuer and industry analytics for DCM pitches and presentations - Assisting Head of Capital Markets and Treasury Sales and Senior Sales in driving DCM and Hedging Solutions (FX, FXF, IRS, XCCY) business > Developed and provided quarterly and monthly industry research papers. > IT-RISK systems implementation projects ruling > Provided recommendations to hold/sell in bond positions, issued restructuring terms for defaulted issues during the crisis in 2007/08 financail markets turmoil > Bank achieved 1st and 3rd positions in bond origination and underwriting (totaled over UAH 1bln) 3 years in a row

Academic researches writing