
Sebastien Pradelle
Global Credit Risk Leader | Trade Finance & Insurance | 17+ yrs Trade Credit & Financial Risk | Ex-Allianz Trade & Coface | International (EU/APAC)
Salaire / Taux journalier
Berlin, Allemagne
Freelance, ouvert au CDI
À distance uniquement
Expertises
Langues
À propos
Introduction
With over 17 years of experience in credit risk management, international portfolio development, and customer success, I bring a strategic and results-driven mindset to every challenge. I’ve led high-impact projects across Europe, Asia, and North America, improving loss ratios, boosting customer satisfaction (NPS), and managing key accounts in complex, multicultural environments. Fluent in French, English, and German, I thrive in cross-border collaboration and remote team leadership. My background includes roles at Allianz, Coface, and Tinubu, where I’ve consistently delivered measurable value. I’m currently seeking remote opportunities where I can contribute to business growth, risk optimization, and client engagement—while leveraging my global perspective and analytical expertise.
Expérience de travail
Customer Service Manager / Credit Management
AS 24
sept. 2021 - Présent
5 ans 2 mois
Berlin, Allemagne
Manage Germany’s Customer Service department (3 staff) to enhance SLA compliance and client satisfaction. Order-to-Cash / Revenue Operations / Credit Risk Specialist (SaaS & Salesforce) Implemented SOPs for compliance and risk monitoring. Coordinated sales/product teams and business reviews. Conducted financial checks, oversaw collections and dispute resolution. Reduced outstanding amounts and loss ratio exposure.
Corporate Credit Analyst
Opel Vauxhall Finance
sept. 2020 - août 2021
1 an
14 Potsdam, Allemagne
Managed credit risk for corporate and wholesale portfolios. Structured credit contracts (securities, LTV, terms). Presented high-risk cases and reports to credit committee. Secured Stellantis market share by optimizing corporate and dealer credit terms.
New Business Coordinator and Commercial Underwriter deputy
Euler Hermes Asia Pacific
janv. 2019 - mars 2020
1 an 3 mois
Sydney Nouvelle-Galles du Sud, Australie
Managed inbound business leads via Salesforce; optimized acquisition pipeline. Conducted underwriting analysis and negotiated with brokers. Increased qualified client acquisition by up to 15% and retention to 90%.
International Underwriter / Key Account
Coface
sept. 2015 - oct. 2018
3 ans 2 mois
92270 Bois-Colombes, France
Analyzed financial KPIs, solvency, and cash flow projections. Negotiated guarantees and promoted coverage programs with corporate clients. Reduced loss ratio by 10% in France while maintaining premium revenues. Increased qualified acquisitions (+10%) and retention (85%).
Underwriter
Tinubu Square
nov. 2009 - oct. 2014
5 ans
92130 Issy-les-Moulineaux, France
Conducted multisector financial analysis (domestic & foreign). Designed KPIs and risk mapping, managed US and Asia key accounts. Reduced loss ratio by 15% in export markets; boosted acquisition +8%, retention 93%.
Accountant
COGEDIACFreelance
juin 2010 - juil. 2013
3 ans 2 mois
Paris and remote
Maintained general ledger (suppliers, clients, bank). Prepared VAT declarations and issued financial statements.
Waiter
Cafe Extrablatt
févr. 2009 - juil. 2009
6 mois
Business Development Manager
Community First Initiative, Inc.
juin 2008 - déc. 2008
7 mois
- In charge of the polyfarming activity: Business Modelling, Business Planning - Interview with local communities and financial audit of the farming activities - Various administrative tasks of the branch office
Formation
Université Paris Nanterre
Master's degree, Project Management/Structured Finance
2011 - 2012
1 an 1 mois
Résultat : 15/20
Activités et associations : Financement Projet Financement d’actifs Comptabilité Analyse/modélisation financière Hedging Titrisation Relations contractuelles Finance & développement durable Assurances Juridique Informatique Immobilier
First part of the year was a full time study Second part was sandwich course melted with an internship
OMNES Education
Bachelor’s Degree, Business Administration
2004 - 2008
4 ans 1 mois
Résultat : GPA 3.5/4
In the midst of the financial crisis in 2008 I co-drafted a memoire about the Asset Backed Securities default until now and from a prospective point of view.
Licences et certifications
Using the Time Value of Money to Make Financial Decisions
Délivré le : oct. 2019
Excel Business Intelligence Part 3: Power Pivot and DAX
Délivré le : juin 2019