Siddharth Sharma

Senior Product Owner | Agile Business Analysis

Salary / Daily rate

Amstelveen, Netherlands

Freelance, open to permanent contract

Can come onsite

Skills

Product Management

Languages

EnglishHindi

About me

Intro

Product Owner with 8+ years driving digital transformation across e-commerce, mortgage, and insurance platforms. Led fraud detection systems and marketplace solutions for major brands like Nestlé and P&G, reducing processing times by 30-40%. Specialized in Agile product management, KYC/AML compliance, and building scalable B2B/D2C solutions that deliver measurable business outcomes.

Links

Work experience

Product Owner | Senior Business Analyst

PureSoftware Ltd

Jan 2023 - Oct 2024

1 year 10 months

Noida, Uttar Pradesh, India

The Hut Group (via Puresoftware) | 01/2023 – 09/2024 • Owned product vision and roadmap for two core platforms – Detect (fraud detection engine) and MMS (Marketplace Management System), serving multiple B2B and D2C clients. • Led backlog management, prioritized features using MoSCoW and WSJF frameworks, and defined epics and user stories with detailed acceptance criteria. • Coordinated with design, development, compliance, and QA to deliver features like rule-based fraud scoring, refund workflows, and marketplace onboarding templates. • Defined key workflows for order management, refunds, shipping, and partner integration. • Collaborated with stakeholders from Nestle, P&G, and THG to roll out platform enhancements based on their operational needs. • Created wireframes and PRDs, and managed feature prioritization with internal dev teams. • Introduced reusable integration adaptors for platforms like TikTok and Amazon, reducing onboarding time by 40%. • Built Power BI dashboards to track KPIs such as chargeback rate, refund cycles, and fraud detection accuracy. • Facilitated Agile ceremonies (stand-ups, retros, sprint reviews) and defined OKRs for fraud reduction and platform adoption. • Collaborated with Product Managers and senior stakeholders to pitch MMS as a SaaS offering for white-label marketplace operations.

Product Owner | Senior Business Analyst

EPAM Systems

May 2022 - Dec 2022

8 months

India · Remote

• Gathered and prioritized requirements for policy issuance and claims processing in the Insurance domain. • Worked closely with underwriters and legal teams to shape a compliant and automated digital claims experience. • Supported the product roadmap for enhancing onboarding and KYC journeys. • Defined BRDs and functional specs for integrating OCR, KYC, and document verification tools. • Collaborated with QA teams to validate workflows, reducing claim processing time by 30%. • Delivered UAT sessions and training for business teams.

Product Owner | Business Analyst

Swastik Engineering

Apr 2016 - May 2022

6 years 2 months

Udaipur, Rajasthan, India

• Owned the product roadmap for Mortgage Origination System (MOS) and Loan Origination System (LOS), aligning features with regulatory requirements and customer lifecycle goals across origination, underwriting, and servicing. • Defined and prioritized backlog items to integrate KYC, AML, and real-time sanction screening, ensuring full compliance with financial and regulatory mandates. • Led cross-functional collaboration between finance, procurement, and IT teams to integrate SAP ERP with asset, cost management, and budgeting modules—enhancing real-time spend visibility. • Developed and optimized workflows for vendor onboarding, purchase requisition, and CapEx approvals, ensuring traceability and alignment with ERP financial reporting outputs. • Mapped chart of accounts (COA) to product features and reporting requirements, ensuring compliance with audit trails and financial governance policies. • Owned end-to-end product lifecycle of credit facility modules—gathering business needs, facilitating workshops, and releasing new workflows for credit risk, loan renewals, and disbursements. • Used SQL and Power BI to define KPIs and dashboards for tracking loan origination efficiency, segment performance, and NPA exposure. • Conducted data and process analysis to improve risk scoring logic and reduce time-to-decision in credit workflows by 25%. • Drove UAT planning and execution, ensuring alignment with functional goals and successful go-live of product releases. • Supported change impact analysis, scope validation, and gap closure across multiple system upgrades.


Education

Rajathan Technical University

Bachelor of Technology (B.Tech.)

2009 - 2016

7 years 1 month

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