Sika L.

•Supports the US Dollar Clearing business function /real-time transaction review. Implements regulatory policies of the Bank reputational, operational, financial and regulatory risk. •Works with Funds Transfer Products, CHIPS, FEDWIRE, Checks, In-house transfers and Electronic Banking. (OFAC), Group Sanctions, Anti-Money Laundering (AML), Her Majesty's Treasury (HMT) and Legal transactions against required lists Appropriate banking laws, regulations, internal policies and procedures and to comply fully with those laws.

❖ Chief Compliance Officer (CCO) at KBC Bank France ❖ Executive Committee and ICC Member-Monthly and Quarterly Presentations. ❖ Engaged in multiple committees with various authorities, representing the bank in regulatory discussions. Contributed to committee work with OCBF on the development and implementation of new regulations within the banking sector. ❖ Realization of risk Mapping, annual compliance risk assessment on taxonomy and compliance plan activities. ❖ Monitoring of gaps and training. Define and monitor and oversight annual compliance testing programs. ❖ Implement and oversee AML-CFT regulations and compliance programs, including ethics, code of conduct, anti-bribery and corruption (ABC), due diligence, conflict of interest management, gifts and entertainment policies, and sanctions enforcement, within the bank branch using a risk-based approach ❖ Participate in the development and consolidation of internal and regulatory compliance reports. ❖ Maintenance of policies and procedures: Such as third parties, Data protection, Privacy, Competition and Tax compliance. ❖ Assist with annual regulatory examinations and both internal and external audits to ensure compliance and operational integrity. ❖ Liaise with competent authorities, including ACPR, AMF, and Tracfin, ensuring regulatory compliance. Successfully completed Surfi Blanchiment, RCI, RCCI, NBBQ for KBC Bank, along with other regulatory reporting requirements.

Assist in preparation and potentially delivery of Sanctions Compliance training materials. Assist with monitoring of OFAC screening conducted by lines of business. Help prepare sanctions monitoring reports/ Experience with risk and escalations/decisioning responsibilities related to wire services transactions in the context of sanctions compliance and the Foreign Corrupt Practices Act (FCPA). Awareness of foreign government sanction programs such as those administered by the United Nations, European Union, United Kingdom, Japan, Canada, and other countries that UB has business activities. Communicate with lines of business to assist with alert decisioning and other control issues. Includes providing wire services escalations investigations and decision wires for sanctions compliance in a fast-paced environment. Conduct open source searches and other research projects, as needed

❖ Steer Internal EBA and SREP outsourcing remediation ❖ Implement internal procedures/Processes. ❖ Create and implement control plan measures for external outsourcing. ❖ Follow up the recommendations of the AFA (French Anti-Corruption Agency) or the EBA ❖ Perform controls on G&E and political contributions ❖ Train lines of business on subjects related to third parties based in France and abroad (Global teams) ❖ Perform due diligence on Third Parties throughout the relationship: Onboarding, renewal, and end of contract Key moments ❖ Management of recommendations EBA, ECB & Supervisory Review and Evaluation Process (SREP) remediations ❖ Management of the Outsourcing Review Template (ORT) and Outsourcing register (ROPE) ❖ Identification of risks related to services, Training sessions for relationship managers on due diligence ❖ Report regularly to senior management, governance committees and boards on the performance of outsourcing engagements in their units, to ensure transparency and timely resolution of KPI and KRI issues and breaches

Corporate compliance: Updated and adapted internal global policies & procedures. Supported development and delivery of the Annual Compliance Plan – NAPGAP. Worked closely with key managers to identify trends and implement corrective actions. Carried out day-to-day AML sanctions controls including investigations & monitoring. Undertook special compliance-related projects: Anti-corruption law Sapin II, GSP KYC, OFAC, AML, MSCQ, PEP.

Interacted with Management to raise awareness of Sanctions trends, emerging issues, remedial actions. Granted authorizations to trade, for each new deal with sensitive counterparties under restrictions. Performed reviews to assure compliance with Anti Money Laundering (AML) regulatory obligations of the bank.

Sanctions Research Associates Process daily OFAC, AML, HMT and Legal transactions against required lists  Process daily transactions ensuring (reviewed and researched) Review of false positives ensuring that efficiency of screening is effective. Provide subject matter expertise to associates within the group and other business units, Manage all risks and maintain compliance with all internally stated policies Work with Legal & Compliance and peer banks to share best practices. Ensure operational compliance with appropriate banking laws, regulations and internal policies Protects the Customer and the Bank from financial and/or reputational risk. Ensures that appropriate banking regulations, internal policies and procedures are followed,( KYC policy, AML) Ensures avoidance of operational losses. Identify unusual transactions and refers to Compliance Advisors.

Monitored operations process flow by conducting quality reviews and audits to identify strengths & deficiencies. Ensured accuracy of credit quality, Perform regulatory and compliance reviews. Generated reports and metrics• Managed the day-to-day QA process Review and compiles fully documented loan histories

Commodities reports& banking products.KYC,OFAC, Compliance,Loan Administration etc

• Reviewed operations of financial organizations • Regulatory reporting specialist /financial reporting • Prepared all necessary regulatory forms using Controller viewer/Axiom Software: FFIEC002/031/041/019/FR2644/2028, FRY11,FR2314 FRY -9C etc

• Translated financial advice and reports to French • Operated FXCM’s multilingual online advertising and promoted the company’s investment portal Bestwaytoinvest.com • Assisted in identifying and bringing in new currency-trading clients • Developed thorough understanding of the trading process .Search Engine Optimization implementation and strategies