Stéphanie Sukama

• Conduct thorough analysis and processing of fund repatriation requests, ensuring strict compliance with local and international Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations. • Perform detailed transaction monitoring and risk assessment to identify unusual or potentially suspicious fund movements. • Review and validate client documentation, including KYC files, proof of source of funds, contracts, invoices, and other supporting evidence. • Utilize AML monitoring and screening tools (DowJones, World-Check, Safewatch) to detect red flags and assess counterparties or beneficiaries. • Ensure accurate record-keeping and complete traceability of all reviews, decisions, and escalations in line with internal policies and regulatory requirements. • Detect, escalate, and follow up on suspicious transactions in coordination with the Compliance Officer and, when required, report to relevant authorities (CTIF). • Collaborate with cross-functional teams (operations, treasury, compliance, legal, IT) and external stakeholders (partner banks, regulators, auditors) to ensure timely and compliant execution of fund repatriations. • Contribute to the continuous improvement of AML procedures, workflows, and system efficiency by providing feedback and identifying process enhancements. • Review and analyze sanctions, embargo, and PEP alerts (true positive or false positive) generated by AML/CTF monitoring systems. • Use dedicated screening tools equivalent to identify potential matches. • Escalate confirmed matches to the Compliance team for decision-making and regulatory reporting. • Ensure that all alert investigations are documented clearly, with proper justification and audit trail. • Monitor and apply updates on international sanctions regimes (Belgian list, OFAC, UN,etc..) to ensure accurate screening results.

Onboarding new customers with complex structures (funds, trusts, foundations, public entities) for Private, Corporate & Institutional Banking. Carry out monitoring and regulatory controls in line with the KYCO perimeter (KYC, CRS/FATCA). Contact the customer or Relationship Manager as appropriate to update files and obtain any necessary missing documents. Review and validate complex files (4 eyes) Ensure compliance with current regulations and procedures. Transcriptions and setting up powers of attorney on client’s account

- Communication and interactions with first line of defense and internal control departments on findings and proposed measures (observations and recommendations) in close concertation with the Compliance Manager - Contribute to the improvement of processes - Performing on basis the defined working instruction describing the monitoring and controls to be performed - Perform second level of controls over AML (Client Acceptation Policy, Enhanced Due Diligence (natural and legal person, broker, self-employed), recertification Know Your Customer, Closing relationship with clients and Sanction and Embargo); Ethics (Know Your employee) and Fiscal (Repatriated fund) in the expected timeframe and in accordance with the compliance risk assessment

• Extract relevant data from various sources and databases and perform analyses • Performing control of first line of defense linked to KYC files based on regulations and internal requirements and process • Verify customer identities, including identification documents, company structures, ultimate beneficial owners

•Creation of the new know you customer processes and templates for risky and very risky clients of Private Business Retail scope •Perform enhanced due diligence (EDD) analyses and quality check (QC) to Private, Business and Retail clients •Analyse and investigate of transactions (KYT, Financial crime analyse, AML) •Perform risk assessment analysis with Compliance department •Assess and evaluate new account information, using various resources such as specialized databases (internal databases, identifin, UBO register, WorldCheck, Dow Jones, etc..) •Support the front office and private Banking with their customer’s requests •Customer identity and access management (CIAM) for the Private Business Retail department •Performing SARIC (Self-assessment of Risks and internal Controls) on Private, Business and Retail scope •Implement structural reports/management dashboards industrialized for the control and management of business activities and collaborate with domain experts to list the business needs of each report or dashboard •Ensure that industrialized dashboards are properly fed data on the basis of harmonized, centralized and managed data sources in collaboration with data governance

Review under the supervision of a manager the balance sheets and profit and loss accounts of banking institutions by taking responsibility for specific accounts such as investments, loans, deposits, debt instruments, provisions, premiums, claims and other or more complex financial instruments Perform specific analyses on financial topics initiated by banks or by the regulator