Stephen Gibb

Mobile commerce intellectual property (Global) - Serving as the Chief Information Officer at Upaid Systems, spearheaded global delivery and operational support for a comprehensive portfolio in mobile commerce and payments; IBM partnership mobile commerce services (France) - Served as consultant and manager responsible for the delivery and operations of pioneering mobile payment services. Collaborated with IBM to serve esteemed clients such as Cofinoga (a subsidiary of Galeries Lafayette and BNP Paribas) and Credit Agricole Bank; Visa Mobile Payment Service (EMEA) - Acted as the consultant and manager overseeing delivery and operations. Led the implementation of the inaugural Visa International service introducing mobile phone functionality for credit card payments and secure transaction processing; Mobile roaming, recharge and value-added services (Asia) - Headed establishment of novel payment service catering to online and mobile merchants and consumers. Formulated business plan, strategy, and profit and loss management; Paypal Mobile Recharge Services (Americas) - Specialized in implementation of mobile payment gateway software. Facilitated the connection of most major mobile operators and acquiring banks within the Brazilian market. Collaborated on the RechargeBrazil service in partnership with PayPal, enabling the provisioning of Brazilian mobile accounts from the USA. ValU Payments (United Kingdom) - Headed establishment of novel payment service catering to online and mobile merchants and consumers. Formulated business plan, strategy, and profit and loss management; Also: Program Manager, Allied Irish Bank - New York, NY, USA Director of Strategy & Operations, ExchangePath (CMGI) - New York, NY, USA IT Program Manager, BNP Paribas - Paris, France Team Project Manager, Alcatel Telecom - Paris, France Business Integration Department Manager - IBM, Bangkok, Thailand Human Factors Engineer, Sun Microsystems - Grenoble, France