
Syrine A.
Investment Consultant 🇦🇪 🇹🇳🇫🇷 | Corporate Credit & Risk Specialist | HNWI Advisory | Real Estate & Financial Markets
Salaire / Taux journalier
Dubaï - Émirats arabes unis
Freelance, ouvert au CDI
Expertises
Langues
À propos
Introduction
Former banking executive with 7+ years’ experience in corporate credit analysis, product ownership, and high-net-worth client advisory at leading global banks. Now leveraging financial insights, risk expertise, and strategic market analysis to drive profitable property investments in Dubai’s competitive real estate sector. Proven ability to analyze complex data, design client-centric solutions, and optimize revenue while managing risk in highstakes financial environments.
Expérience de travail
Property Investment Advisor - Off Plan Market
Hermes Real Estate
mars 2024 - Présent
2 ans 8 mois
Dubaï - Émirats arabes unis
- Advised local and international investors on high-ROI off-plan property opportunities, aligning recommendations with clients’ financial objectives and risk tolerance. - Delivered data-driven market analyses, ROI projections, and investment forecasts to support informed decision-making across Dubai’s dynamic real estate market. - Negotiated with top-tier developers to secure favorable pricing, optimized payment plans, and efficient transaction timelines. - Maintained a 90% client satisfaction rate through proactive follow-up, aftersales support, and long-term portfolio management. - Collaborated with legal and mortgage partners to ensure smooth end-to-end execution and compliance with UAE real estate regulations
Product Owner – Digital Banking
BNP Paribas
janv. 2023 - mars 2024
1 an 3 mois
Paris, France
- Led the design, development, and rollout of a digital banking platform for professional clients within an Agile/Scrum framework, enhancing user experience and operational efficiency. - Defined and managed the product roadmap, prioritized feature development, and coordinated cross-functional teams across IT, UX, Compliance, and Business. - Achieved a 30% improvement in onboarding efficiency through process automation and streamlined digital workflows. - Analyzed client behavior and product usage data to refine user journeys, boost adoption rates, and drive profitability. - Collaborated with stakeholders to align product vision with business objectives, ensuring timely delivery and measurable ROI.
Société Générale
juil. 2018 - juil. 2022
4 ans 1 mois
Paris, France
Corporate Credit Analyst Manager
mars 2020 - juil. 2022
2 ans 5 mois
Paris, France
- Assessed and structured corporate financing solutions, including short-term facilities, medium-term loans, external growth financing, and structured credit deals for mid to large-cap clients. - Conducted in-depth financial statement analysis, and risk assessments to evaluate creditworthiness and deal viability reducing NPL risk by 15%. - Prepared detailed credit proposals and recommendations for credit committees, ensuring adherence to internal lending policies and regulatory frameworks. - Ensured compliance with Basel III, AML/KYC, and EU banking regulations, maintaining rigorous credit risk controls and documentation standards. - Collaborated with compliance, legal, and IT teams to introduce automation processes that enhanced efficiency and accuracy in credit reviews cutting turnaround times by 20%.
High Net Worth Client Advisor
juil. 2018 - mars 2020
1 an 9 mois
Paris, France
- Managed and developed a portfolio of 900+ high-net-worth clients, providing personalized wealth management, estate planning, and investment advisory services. - Achieved €25M+ in new client assets through proactive relationship management, strategic portfolio growth, and tailored investment solutions. - Advised clients on real estate financing, including mortgages, investment property loans, and structured credit solutions, ensuring alignment with their broader financial goals. - Conducted regular portfolio reviews, risk assessments, and market briefings to ensure alignment with clients’ financial objectives and market trends. - Collaborated with investment specialists, tax advisors, and legal partners to deliver holistic and compliant financial strategies. - Maintained full adherence to MiFID II, AML/KYC, and internal compliance frameworks while optimizing client satisfaction and retention.
Trade Finance Middle Office Manager
Crédit Agricole
avr. 2016 - juil. 2018
2 ans 4 mois
Marseille, France
- Managed end-to-end processing of import and export Letters of Credit, documentary collections, international guarantees, and foreign exchange transactions through SWIFT (MT7xx/MT4xx/MT1xx series) processing an average of 50+ transactions per week. - Ensured strict compliance with AML, KYC, OFAC, and EU sanctions, as well as international trade regulations including UCP 600, ISBP 745, and URDG 758. - Reviewed and validated trade documentation to minimize discrepancies and mitigate operational, compliance, and counterparty risks, achieving a 25% reduction in document rejections. - Advised corporate clients on trade finance instruments and structured financing solutions, contributing to a 15% increase in cross-border transaction volumes.
Formation
Aix-Marseille University
Master's degree, Banking and International Business
2014 - 2016
3 ans
Chongqing Technology and Business University
Exchange Program, International Finance
2015 - 2015
1 an
Licences et certifications
Google Data Analytics
Délivré le : févr. 2023
Python Learn to Program: The Fundamentals
Délivré le : nov. 2022