Talat Kabal

Supported TPRM activities with a focus on CIF onboarding, outsourcing register management, and reporting. Contributed to vendor risk assessments and ensured alignment with internal policies and regulatory requirements. Collaborated across teams to strengthen third-party risk governance.

As an Enterprise Risk Management Consultant in Financial Services at EY Belgium, I help financial institutions strengthen their governance, control, and risk frameworks. My role bridges the gap between regulatory compliance, data-driven risk insights, and business resilience. I’ve worked on various internal audit and risk advisory missions, including: A DORA gap analysis across ICT Risk Management, Incident Management, Resilience Testing, and Third-Party Risk Management, helping clients prepare for the new EU regulation. Human Resources audits covering Access Management, Data & Change Management, Processing and Control Reviews, Payment & Reconciliation, and Regulatory Compliance. An 8-month RCSA project for a major bank, where I consolidated operational risk data, built a tailored risk methodology, facilitated cross-department workshops, and produced actionable reports for management. A SOC 2 IT audit for an industry client, assessing key control areas including Change Management, Identity & Access, Data Management, and Security. My key contributions include helping define the audit risk universe, enhancing risk maturity, and promoting data-driven decision-making across client organizations. I enjoy turning complex regulatory or technical risk topics into clear insights that help leadership make confident, informed decisions.

- Led an 8-month Risk Control Self-Assessment (RCSA) mission at the National Bank of Belgium - Analyzed risk across 20 services via 40 workshops - Performed in-depth desktop research (incidents, audits, surveys) aligned with the NFR taxonomy - Challenged findings and internal perceptions during workshops to validate and enrich the risk assessment - Delivered structured risk profiles and mitigation plans per service

Focused on Financial Services I have worked on following engagements: - The Bank of New York Mellon SA/NV - Barclays Bank - Anytime (Orange Bank) - Solidaris Work performed on different topics - SOX controls (Reperformance testing on SOX controls) - Substantive testing (once sampling effective) - Schema A/B - FinRep and COREP (consolidation) Understanding of : - IAS32 - IFRS 7 - IFRS 9 - IFRS 17 - Regulatory Reporting (working on ratios of pillar l and ll)

> FSMA Certificiation > Insurance 21, 23 and 24 > Investment product (mainly funds) > mortgage loan

In charge of: - Buying spare parts for machines - Price study for new project abroad - Finding new suppliers to enlarge the database - Meeting with new suppliers - Reporting to the manager