Thibault Masson

Embedded insurance infrastructure platform enabling fintechs and financial institutions to integrate API-based insurance and digital claims across Europe. • Designed and executed enterprise GTM targeting fintech scale-ups and regulated institutions • Led full-cycle enterprise sales (6–12+ month cycles) from C-level outreach to contract negotiation • Structured commercial partnerships with Younited Credit, Swan, Green-Got, Helios • Closed multi-country deployments across 5 European markets • Built pipeline across card insurance, credit protection and AI-driven claims automation Business Impact =>150,000+ active insurance policies managed, reaching €1M ARR in 18 months =>€3.5M raised (Pre-seed + Bridge+ Debt) =>Scaled and led a multidisciplinary team of up to 20 FTE across product, operations and partnerships =>Built AI-enhanced underwriting and digital claims workflows in regulated environments

Advised banks, insurers and fintechs on Saas implementation, regulatory transformation and embedded financial services. • Natixis Assurances (BPCE): regulatory-driven life insurance transformation • Orange Bank (~500k customers): embedded insurance & credit integration • PRO BTP Finance: ESG advisory rollout (600+ advisors nationwide) • Garance Mutuelle (€4.9bn AUM): capital allocation & solvency optimization

Strategy & transformation advisory for Tier-1 financial institutions • Generated €500k+ in new business via executive-level relationships • Led strategic mandates for Morgan Stanley, Generali Investments, BPCE Group, PRO BTP • Designed target operating models aligning product, risk and capital optimization • Managed senior consultants and interfaced directly with executive committees

Strategy & transformation consulting for Tier-1 banks and insurers across Marketing, IT and Risk units. • Led large-scale RFP responses and competitive bids for digital and regulatory transformation programs • Acted as Program and Transformation Manager for BNP Paribas Cardif, CNP Assurances, AXA, Carrefour Assurances • Managed teams of 3–5 consultants across multi-stream engagements • Delivered transformation roadmaps impacting product design, distribution and risk modeling • Operated in highly regulated environments (Solvency II, product governance, capital constraints)

• Oversaw financial control for multiple investment vehicles • Produced quarterly reporting and portfolio analysis for investment committees • Interfaced with front-office investment teams and fund administrators • Strengthened fund-level financial monitoring and compliance processes