Vijay Dafal

★ Delivered an 18% reduction in fraud-related losses (£1.1M annualised savings) by launching an AI-powered fraud detection MVP using Agile frameworks and AWS Cloud. ★ Slashed consultancy expenses by 40% (£320K/year) by upskilling internal squads and embedding a culture of continuous improvement. ★ Orchestrated on-time, on-budget portfolio delivery worth £2M through robust RAID management and proactive risk mitigation. ★ Unified cross-functional Agile teams to boost sprint throughput and reduce delivery friction in a high-stakes fintech environment. ★ As a strategic delivery and risk management leader, I successfully managed a £2M portfolio on-time and within budget by implementing structured RAID and proactive risk mitigation. These transformation initiatives contributed to £2.5M in annual revenue growth, aligned closely with the organization’s strategic business priorities.

Freelancer, Been agile change catalyst to medium to large-size organizations including Govt organizations such as SKY Digital Transformation (Leeds), Vanquis Bank, HomeOffice, NHSBSA, NHS Digital, Telefonica, EE, Orange, O2, DNB Bank in Norway, BP (British Petroleum) in Azerbaijan, William Hill, ATOS, SIS Betting, TalkTalk, Yorkshire Building Society, DARTY in France etc.

★ Boosted team engagement by 30% by introducing remote PI Planning and facilitating inclusive Agile ceremonies. ★ Enabled a £500K/year reduction in support costs by delivering early releases of identity management features. ★ Increased digital channel usage by 10% through improved backlog prioritisation and stronger technology-business alignment.

★ Improved project completion rates by 20% by orchestrating multiple Agile squads through a complex transformation roadmap. ★ Secured £1.8M in new revenue and avoided £900K in compliance costs by meeting regulatory deadlines through structured risk management. ★ Mitigated £2M in potential legal fines by delivering GDPR-compliant digital products within tight timelines.

★ Achieved a 35% uplift in delivery efficiency and saved £1.2M annually through enterprise Agile transformation programmes. ★ Reduced external consultancy reliance by 40% by building in-house Agile OKR capabilities. ★ Delivered strategic platform upgrades on time and under budget by synchronising cross-team Agile execution with strategic roadmaps.

★ Uplifted £2M in new annual revenue and accelerated transaction processing by 30% by leading ISO-20022 standardisation of payment systems. ★ Shortened service turnaround by 30% and increased transaction volume by 15% through Salesforce integration into core banking. ★ Governed seamless platform migration by aligning regulatory, technical, and delivery teams to mitigate risk.

★ Implemented a Two-Speed IT architecture model, balancing Agile delivery with legacy operations. ★ Transformed traditional teams into a global DevOps team for Open Banking APIs. ★ Partnered with Risk/Compliance to embed Agile change control and compliance processes within delivery teams.

Coach and consultant to the executive officers for transformation Scaling Scrum practices across multiple teams in the distributed environment of nearshore and offshore | Develop the product with the lean-approach with Impact mapping, User Story mapping, Release Planning, Product Roadmap-Backlog, Scrum of Scrum, Product Management team