Zahid Molla

Project management in the Credit and Risk Management and Governance and Compliance project workstreams within the banks Strategic planning and ECB onboarding program office

Program Manager: Consulted on restructuring the balance sheet of a small bank to raise capital for anticipated future growth through acquisition. Reorganised and developed the risk management and operations departments to align with the new strategy. Deal advisory for a corporate finance infrastructure development project in Asia, for a family business in the middle east

(Part of Risk Dynamics team acquired by McKinsey & Company) Managed Credit risk model validation project for a large European bank which involved validation of IFRS9 Framework, ICAAP framework and 30 AIRB credit models both statistical and expert judgement for Retail, SME and Wholesale business. Worked on a capital reporting project for an insurance company in London.

In a Principal role led several Credit, Operational Risk, Governance and Compliance consulting and business and product development programs and projects Some key projects involved Risk Advisory on Third Party Supplier Relationship for one of the top five US bank in preparations related to the regulatory exam with OCC. Program Liaison Manager and Risk management Subject Matter Expert on Operational risk at TD bank providing independent oversight and preparation for regulatory compliance of Basel Program Project Manager for Stress Testing (CCAR) at TD bank Risk Advisor at group integrated risk management for one of the major Belgian bank. The engagement involved advising on streamlining the overall governance structure of the risk function and the different risk committees both at the group and local entity levels besides Advisory on ICAAP, risk appetite and capital allocation process, stress testing, and developing integrated risk dashboard, For a Chinese bank performed a due diligence on the Rural, SME and Wholesale credit risk portfolio. Analysis of non-performing assets. Advised on governance of the risk department and separation of risk and audit as independent functions. Helped develop the Basel II roadmap. Risk assessment methodology expert for a large US Insurance Company For an Asian Bank was seconded as an interim head of risk for short period